The general process is as follows:
(1) The provident fund center of the loan city accepts the consultation of employees' off-site loan business, and informs them of the materials required for loan review at one time.
(2) The employee himself or his/her client applies to the deposit center of urban provident fund, and the deposit center verifies the employee's deposit of loans according to the employee's application, and issues the Certificate of Deposit and Use of Housing Provident Fund for Employees who have not used the housing provident fund or whose first housing provident fund loan has been settled.
(3) After accepting the employee's application for loan from different places, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Loan from Different Places to the deposit city provident fund center. If the verification is correct, the loan examination and approval procedures shall be performed within the prescribed time limit, and the results shall be fed back to the city provident fund center. Deposited into the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed ledger of employees' loans in different places.
(4) If the individual account of the housing provident fund is transferred during the repayment of the loan from another place, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer to the city provident fund center. Transfer to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.
(5) when the loan from different places is overdue, the deposit city provident fund center shall cooperate with the loan city provident fund center to carry out loan collection and other work, and the balance of the loan employee's provident fund account can be deducted to repay the loan according to the loan contract.