I found a way to withdraw Dalian provident fund and copy it to you. Although so many words seem troublesome, it is good to be comprehensive. You can judge for yourself according to your own conditions.
Go wherever you come from. For example, I come from Jinzhou, and I work in Jinzhou. Soon, 3-7 days (handled by colleagues in the unit).
PS: Do it next month. . Gaga. . Good luck. Ow ~ ~ ~
Measures of Dalian Municipality on the Administration of Housing Provident Fund Extraction
(July 24, 2003, Dalian Housing Provident Fund Management Committee Dafang Jinguanfa [2003] No.2)
The document was issued according to the fifth plenary meeting of Dalian Housing Provident Fund Management Committee on April 28, 2005.
Revised)
Chapter I General Principles
Article 1 In order to strengthen the management of housing provident fund withdrawal and safeguard the legitimate rights and interests of housing provident fund owners,
According to the State Council's Regulations on the Management of Housing Provident Fund, Liaoning Province's Regulations on the Management of Housing Provident Fund and Dalian City,
Implement the "Regulations on the Management of Housing Provident Fund" in the State Council, and combine with the Ministry of Construction, the Ministry of Finance and the People's Bank of China.
"Guiding Opinions on Several Specific Issues of Housing Provident Fund Management", combined with the actual situation in Dalian, these measures are formulated.
Article 2 These Measures shall apply to the administration and supervision of the withdrawal of housing provident fund within the administrative area of Dalian.
Article 3 The Dalian Housing Provident Fund Management Center (hereinafter referred to as the Management Center) is responsible for the housing reserve of the whole city.
Management and supervision of gold extraction. Each office of the management center and the entrusted bank are responsible for undertaking the withdrawal of housing provident fund.
Physical business.
Article 4 The housing accumulation fund can be withdrawn in cash or by transfer. Withdraw cash,
Except for outdoor sales, the withdrawal amount is 100 yuan; The withdrawal of transfer shall comply with the provisions of Article 10 of these Measures.
Articles 3 and 14.
Fifth of the outstanding housing provident fund loans to employees, the housing provident fund should be used to repay the housing priority.
Principal and interest of provident fund loans.
Workers who fail to repay the principal and interest of housing provident fund loans within the time limit are only allowed to withdraw housing provident fund for transfer repayment.
The principal and interest of housing provident fund loans shall not be withdrawn or transferred in cash.
Other cities.
Article 6 Under any of the following circumstances, the housing accumulation fund shall not be withdrawn:
(a) the housing provident fund account is sealed up and frozen according to law;
(two) purchase, construction, renovation, overhaul and repayment of the principal and interest of commercial and residential housing loans;
(three) to obtain the ownership of self-occupied housing by means of gift, inheritance, division, merger and exchange.
Chapter II Extraction Conditions and Limits
Seventh in addition to the cancellation of housing provident fund accounts (hereinafter referred to as cancellation), when employees withdraw housing provident fund,
The housing provident fund shall be paid in full and on time for more than one year, and the unit shall not default on the housing provident fund; and
In addition to employee custody, the housing provident fund account should be in a normal state of deposit.
Workers who cancel their accounts shall pay the housing provident fund in full and on time.
Article 8 Employees who meet the provisions of Article 7 may withdraw housing provident fund under any of the following circumstances:
(a) retirement;
(two) completely lose the ability to work, and terminate the labor relationship with the unit;
(three) to leave the country or to settle in Hongkong, Macao and Taiwan Province;
(four) the purchase, construction, renovation and overhaul of owner-occupied housing with ownership;
(five) to repay the principal and interest of the purchase of owner-occupied housing loans;
(six) the monthly rent of the rented house exceeds the monthly salary of the family 15%;
(seven) agricultural registered permanent residence employees who have registered in the administrative area of Dalian and have paid the housing provident fund terminate the relationship with the unit.
(termination) of labor (personnel) relations.
In accordance with the provisions of items (1), (2), (3) and (7) of the preceding paragraph, the withdrawal of housing provident fund shall be cancelled at the same time.
For home use.
If an employee dies or is declared dead, his successor or legatee may take back his house in accordance with the provisions of the inheritance law.
If there is no heir or legatee to the balance stored in the provident fund account, the balance in the housing provident fund account shall be calculated together.
Value-added income from housing accumulation fund.
Article 9 An employee may withdraw the housing accumulation fund with the approval of the management center under any of the following circumstances:
(a) hosting employees who enjoy the minimum living allowance for urban residents;
(two) due to one of the following reasons, causing serious difficulties in family life:
1, male employees over 50 years old or female employees over 45 years old terminate (dissolve) the labor (personnel) relationship with the unit.
The relationship has not been re-employed for more than two years;
2. Partial loss of working ability;
3. Encounter the following emergencies:
(1) suffering from major diseases listed in the Interim Measures for Medical Assistance for Major Diseases of Poor Residents in Dalian;
(2) Suffering from traffic accidents, medical accidents, industrial accidents, product quality accidents or other personal injury accidents.
Serious personal injury;
(3) The legitimate rights and interests have been seriously damaged because of being courageous or protecting social public interests;
(4) Living in difficulties due to force majeure such as natural disasters, and receiving social relief or family life difficulties.
Below;
(5) The monthly per capita income of the family is lower than the minimum wage standard published by this Municipality, and the children of the family are admitted by the state and the province.
(autonomous region), the municipal education director and the planning department will enroll full-time colleges and universities with nationally recognized academic qualifications in the plan.
Learning, unable to provide their school education.
In accordance with the provisions of this article, the withdrawal of housing provident fund can be exempted from the restrictions of article eleventh.
Article 10 Employees who meet the extraction conditions in Item (4), (5) and (6) of Paragraph 1 of Article 8 and Article 9,
You can withdraw the housing provident fund of the owner (borrower, lessee) or the parties and their spouses, but
The written consent of the drawee shall be obtained, and the total withdrawal amount shall not exceed the amount specified in Article 12.
Article 11 If an employee meets one or more extraction conditions, he/she may withdraw the housing provident fund for multiple times, once at a time.
Access time should be more than one year apart, except for cancellation and other provisions of these measures.
Twelfth employees to withdraw housing provident fund, should show their identity cards, except in accordance with the provisions of the second paragraph of this article.
Except as stipulated in item (3); Trusteeship workers should also produce proof of housing provident fund custody when withdrawing housing provident fund.
In accordance with the provisions of article tenth of the extraction of housing provident fund workers, should produce proof of extraction and housing ownership certificate (or
Marriage certificate, household registration book and other materials related to the borrower, lessee and parties.
Under different withdrawal conditions, employees are also required to provide the following documents and their copies, and the withdrawal amount is implemented as follows.
The following provisions:
(a) retired, need to provide: resignation (retirement) certificate or "retirement approval form"; No retirement certificate (male
Over 60 years old, female over 55 years old), provide ID card.
(2) If you completely lose the ability to work and terminate the labor relationship with the unit, you need to provide: termination (termination) of labor.
Proof of (personnel) relationship, disability certificate (1-4) or the Labor Ability Appraisal of Disabled Workers by the Labor Appraisal Committee.
Table ".
(three) to leave the country for settlement, you need to provide: passport, visa, account cancellation certificate (or registration cancellation).
Household registration book).
(four) the purchase of owner-occupied housing with ownership and did not apply for housing loans, according to the following provisions:
1, to buy public housing, you need to provide: Property Ownership Certificate (or public housing sales contract, or military cash.
There is a house sale agreement) and a special bill for the sale income of state-owned housing;
2. To buy a commercial house, you need to provide: the house ownership certificate (or registered house (commercial house).
Sales (sales) contract), full payment * *;
3. To purchase the stock property right houses listed and traded, you need to provide: house ownership certificate and tax-paid bills;
4. To buy a commercial house built on collective land, you need to provide: real estate license and full payment (or receipt);
5. To purchase military housing, it is necessary to provide: the purchase contract (or purchase agreement), the Ministry of Finance and China.
China People's Liberation Army unified charge bill stamped with producer seal;
6. To purchase other houses, you need to provide the house ownership certificate issued by people at or above the county (district) level.
(or real estate license), full amount * * (or receipt).
In accordance with the provisions of this item, you can withdraw a housing provident fund, and the amount of withdrawal shall not exceed the date of purchase.
(subject to the time indicated on * * or the receipt) The accumulated withdrawal amount of the housing provident fund balance last month.
The amount shall not exceed the total house price.
(5) For the construction of owner-occupied housing with ownership, it is required to provide: issued by the planning administrative department at or above the county level.
Construction land planning permission, land occupation approval and construction projects issued by the construction administrative department at or above the county level.
Construction permit, house ownership certificate or real estate license issued by the real estate administrative department.
In accordance with the provisions of this item, the withdrawal amount shall not exceed one month before the occurrence of the construction behavior (subject to the time specified in the document)
Quasi) housing provident fund storage balance, and shall not exceed the housing cost.
(six) renovation, overhaul occupied housing, need to provide: real estate management departments at or above the county level.
Certificate of quality supervision procedures issued by relevant quality supervision institutions (certificate of township people shall be issued for rural houses)
Certificate), house ownership certificate.
According to the provisions of this item, the withdrawal amount shall not exceed one month (expressed in documents) before the renovation and overhaul.
Time shall prevail), the accumulated withdrawal amount shall not exceed the total cost.
(seven) to repay the principal and interest of the purchase of owner-occupied housing loans, it is necessary to provide: individual housing loan contract.
During the loan period and before the loan principal and interest are fully paid off, the borrower can withdraw the housing provident fund in stages, one at a time.
The withdrawal time shall be more than one year, and the accumulated withdrawal amount shall not exceed the repayable loan principal and interest. First extraction
The amount shall not exceed the repayable loan principal and interest; After each withdrawal, the amount shall not exceed the loan payable in the current year.
The amount of principal and interest not withdrawn in previous years is not accumulated.
(8) If the monthly rental expenditure of the rented house exceeds 15% of the family's monthly wage income, it is required to provide: unit or civil affairs.
Family wage income certificate issued by the department, "public housing lease certificate" (or housing lease registration certificate).
In accordance with the provisions of this item, you can withdraw the housing provident fund once a year, and the total amount of each withdrawal shall not exceed.
Over (monthly rent-monthly family wage income ×15% )×12; If it is not extracted in the previous year, it will not be calculated and extracted cumulatively.
Quota.
(nine) if the employee dies or is declared dead, it is necessary to provide: "Resident Medical Death Certificate" (or the public security department
Abnormal death certificate issued by the court, death judgment, account cancellation certificate due to death), heir (to
The identity certificate of the legatee, the inheritance relationship between the heir and the decedent (the legacy relationship between the legatee and the legatee)
Proof documents.
(ten) agricultural registered permanent residence employees who have registered in the administrative area of Dalian and have paid the housing provident fund terminate the relationship with the unit.
(Termination) of labor (personnel) relationship, it is necessary to provide: identity certificate, household registration book, termination (termination) of labor.
Proof of relationship (personnel).
(11) Trustees who enjoy the minimum living allowance for urban residents shall provide: Dalian Minimum Living Guarantee Certificate.
"The minimum living guarantee certificate", the city minimum social distribution savings passbook (card).
In accordance with the provisions of this item, the withdrawal amount is determined by the center according to the actual situation.
(twelve) the termination (dissolution) of the labor (personnel) relationship between the male employee and the unit at the age of 50 or the female employee at the age of 45.
If the relationship has lasted for more than two years and has not been re-employed, resulting in serious difficulties in family life, it is necessary to provide: termination (termination) of labor.
(personnel) relationship certificate or unemployment certificate.
In line with the provisions of this item, you can cancel your account.
(thirteen) partial loss of working ability, resulting in serious difficulties in family life, need to provide a disability certificate (5- 10).
Level) or the labor appraisal committee's "disabled workers' labor ability appraisal form" and family income certificate.
In accordance with the provisions of this item, you can withdraw the housing provident fund once a year, and the total amount of each withdrawal shall not exceed.
Exceeding this year's minimum wage standard ×12; If it is not withdrawn in the previous year, the withdrawal amount will not be calculated cumulatively.
(fourteen) in case of emergency, causing serious difficulties in family life, it is necessary to provide the information required by the management center.
Proof materials.
In accordance with the provisions of this item, the withdrawal amount shall be determined by the management center according to the actual situation.
Trusteeship workers meet the conditions for withdrawing housing provident fund, and the withdrawal amount is the same as that of other employees.
Thirteenth employees can apply for the transfer and deduction of housing provident fund for repayment of the principal and interest of housing provident fund loans.
It shall be handled after approval by the center, but the withdrawal amount of each transfer shall not exceed the principal and interest of the loan payable in the current period.
In accordance with the provisions of the preceding paragraph, employees who have gone through the transfer and withdrawal procedures shall not withdraw the housing provident fund in cash, but
Except for account cancellation; Moreover, the Housing Provident Fund Loan Contract shall not be used by others to withdraw housing provident fund in cash.
Gold foundation.
In accordance with the provisions of this article signed an agreement to deduct the transfer of housing provident fund to repay the principal and interest of housing provident fund loans, not subject to the first
Article 11 restrictions; After the termination or dissolution of this agreement, the employee's cash withdrawal of housing provident fund shall comply with the provisions of Article 10.
A rule.
Fourteenth employees who repay part or all of the principal and interest of housing provident fund loans may apply for transfer.
The balance of housing provident fund in the account shall be handled after the approval of the management center, but the withdrawal amount shall not be transferred.
May exceed the amount of loan principal and interest to be repaid.
The withdrawal of housing provident fund in accordance with the provisions of the preceding paragraph is not subject to the restrictions of Article 11.
Chapter III Extraction Procedure
Fifteenth workers to withdraw housing provident fund, should be handled according to the following procedures:
(a) complete and accurate "housing provident fund withdrawal application form" and sign, the unit to verify the relevant documents.
Then affix the official seal of the unit or the reserved seal (except the entrusted employee).
(two) employees hold the "housing provident fund withdrawal application form" and the relevant documents stipulated in Article twelfth of these measures.
Heart office to withdraw housing provident fund.
(3) After withdrawal, the employee shall submit the withdrawal receipt issued by the center to the unit for bookkeeping.
In line with the cancellation conditions, it is necessary to fill out the "Application Form for Cancellation of Housing Provident Fund" with reference to the procedures specified in the preceding paragraph.
Article 16 If an employee withdraws the housing accumulation fund in accordance with the provisions of Article 13, after being approved by the management center,
Need to sign the entrusted transfer repayment agreement.
Seventeenth workers to withdraw housing provident fund should be handled by themselves or their spouses. Spouse agent extraction
, but also need to show the agent's identity certificate, marriage certificate, household registration book and other documents to prove the relationship between the agent and the extractor.
Pieces and their copies.
Chapter IV Extraction Supervision
Article 18 No unit or individual may restrict eligible employees from withdrawing housing provident fund.
Units do not issue housing provident fund withdrawal procedures for eligible employees, and employees can directly declare relevant materials.
Management center to apply for housing provident fund, after verification by the management center.
Nineteenth workers have the right to report the illegal acts of the relevant units and individuals in the housing provident fund withdrawal business.
Report it. After investigation and verification, it shall be implemented in accordance with the Measures of Dalian Municipality for Implementing the Regulations on the Management of Housing Provident Fund in the State Council.
Relevant regulations.
The management center accepts reports according to the Administrative Measures for Reporting Illegal Acts in the Construction Field (J&F [2002] 185).
) and the Interim Provisions on the Management of Complaints and Reports of Housing Provident Funds (Dafang Jinfa [2004] No.52).
Chapter V Supplementary Provisions
Twentieth "above" and "within" as mentioned in these Measures include this number.
Twenty-first before the implementation of these measures, the relevant provisions are inconsistent with these measures, and these measures shall prevail.
Article 22 These Measures authorize Dalian Housing Provident Fund Management Center to explain.
Twenty-third districts, cities and counties need to adjust the provisions of the housing provident fund extraction according to the actual situation, and must report to the city.
Housing provident fund management center for approval before implementation.
Article 24 These Measures shall come into force as of the date of promulgation.