The unsecured personal loan of Standard Chartered Bank is a kind of consumer loan, which can be used for reasonable consumption purposes such as marriage, decoration, travel, further study and purchase of household appliances and furniture. Whether the loan application can be approved depends on the final audit result of the bank.

At the same time, please use the loan according to the purpose you promised when you applied for the loan. Otherwise, the bank has the right to announce the early recovery of the loan at any time and impose corresponding penalty interest on you. You are obliged to cooperate with our post-loan inspection. According to the requirements, you must provide the bank with the consumption certificate of the loan within the time specified by the bank.

Special note: Our unsecured personal loans shall not be used to invest in housing market, stock market, futures market or other equity investments; It shall not be used to purchase funds (including monetary funds), wealth management, investment insurance and other products, nor shall it be used for production and operation or other purposes contrary to laws and regulations. The payment form of consumer loans is entrusted payment or independent payment.