This can be mortgaged in the bank. Certificate of deposit refers to a kind of credit business in which the borrower takes the unexpired personal time deposit certificate issued by the lending bank (some banks handle mortgage loans issued by other financial institutions that have signed guarantee commitment agreements with the bank) as the pledge, obtains a certain amount of loans from the lending bank, and repays the loan principal and interest on schedule.

Can I get a bank loan by transferring a check?

1. Transfer checks can be pledged, but most people will not borrow money in this way. Because you have a check (the check payment time is only 10 days), you can collect money without a loan.

With a check, you can save money for a fixed period of time, and then save money.

A transfer cheque is a bill issued by the drawer, and the bank entrusted to handle the cheque deposit business unconditionally pays a certain amount to the payee or holder at sight; Units and individual customers who open deposit accounts in banks can issue various funds transfer checks for transactions in the same city, and entrust the opening bank to handle payment procedures. Transfer cheque can only be used for transfer.

How to transfer a check loan?

Transfer cheque: a bill issued by the drawer, which entrusts the bank to handle cheque deposit and unconditionally pays a certain amount to the payee or holder at sight; Units and individual customers who open deposit accounts in banks can issue various funds transfer checks for transactions in the same city, and entrust the opening bank to handle payment procedures. Transfer cheque can only be used for transfer.

Transfer check processing flow:

1. Issuing: the customer issues a transfer check according to the company's situation, and affix the reserved bank seal.

2. Delivery of the bill: the drawer gives the bill to the payee (or pays directly at the bank where the account is opened).

3. Circulation and use of bills: the payee or holder will endorse and transfer the transfer check according to the transaction needs.

4. Entrusted collection or presentment for payment: the payee or holder entrusts his own bank to collect money from the drawer's bank or present for payment. When the payee presents the payment, he should endorse the entrusted collection, and sign the "endorser's signature" on the back of the transfer check, indicating the words "entrusted collection". Loss reporting and payment stopping: if the transfer cheque is lost and the payer needs to report the loss and stop payment, he should fill in the notice of loss reporting and stop payment and sign it. The bank will provide notice of loss reporting and stop payment, and pay according to the standard.

Excuse me, can I borrow money by check at the bank? I want to borrow 50 thousand

Cash checks can be used as collateral.

Because: Debt refers to the behavior that the creditor provides funds to the debtor to obtain interest and the debtor promises to repay these funds on an agreed date in the future. Personal debt interest refers to the legal act that the creditor provides funds to the debtor, and the debtor promises to repay these funds and the agreed interest on the future date.

So much for the introduction of check mortgage loan.