In the case that the submitted materials are complete and meet the loan conditions of BOC, the approval of individual housing loans of BOC can generally be completed within three working days.
The above contents are for your reference. Please refer to the actual business regulations.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.
Why can't I approve the BOC E loan I applied for in China Bank?
Reasons for the failure of approval of BOC Easy Loan in China Bank;
After you submit the activation application, the system will automatically approve it according to your latest in-line data and external data such as the credit report of the People's Bank of China, without manual intervention.
Tips:
There are various reasons for refusing the visa, including excessive balance of consumer loans in Bank of China loans overdue and other banks, overdraft of credit cards, and bad credit records. This reason can be found in your personal mobile banking of China Bank or personal online banking of China Bank.
In general, the reason why activation was rejected can only be queried on the same day (because you can apply for activation again the next day, the reason for rejection will not be displayed). When your activation failed (approval failed), you failed to check the rejection reason in time. When you plan to log in to the system again on the same day to inquire about the reason for rejection, the path is as follows:
Personal Online Banking of Bank of China: Loan Management-New Business Application-Credit Loan. Click "View Reason" to view the reasons for the rejection of approval.
Personal Mobile Banking of Bank of China: Loan-BOC e-loan, and the reason for rejection of approval is displayed below the blue crystal ball.
The above contents are for your reference. Please refer to the actual business regulations.
How long does it take for China Bank to approve the housing loan?
To apply for a personal commercial housing loan in China Bank, you can log in to China Bank Mobile Banking (operation path: Loan-"Application Progress Query" in other services), personal online banking (operation path: loan management-loan inquiry and setting-application progress query) and the official WeChat account of Bank of China Weizhong Bank (operation path: microfinance-function hall-"Application Progress Query" in my loan) for self-inquiry.
After you apply for a loan at the Bank of China, you need to approve the loan, and you can only lend money after all the preconditions (such as mortgage registration) are completed. Therefore, it is recommended that you check the loan approval status through the loan handling bank.
The above contents are for your reference. Please refer to the actual business regulations.
How long does it take for China Bank to approve the mortgage?
After applying for a mortgage, some netizens said that they had not made a loan within 7 months. Some netizens said that the loan they applied for last Wednesday has already been released next Tuesday, and all the processes have been reviewed in just five working days. So why is bank lending sometimes fast and sometimes slow? Generally speaking, how long does it take to get approval after applying for a mortgage? The following small series will give you a brief explanation on this issue. After applying for a mortgage, the approval process will generally take 15 to 20 days, and the mortgage will generally be approved after 15 to 20 days. If your mortgage has not been approved for a long time, for example, some netizens say that they have not got a housing loan within 7 months, then it is likely that their qualifications are insufficient. Of course, this also needs the bank to remind. When the bank feels that you are not qualified, it should also send you text messages in various ways. At this time, you should stop waiting and fill in your information immediately. Regarding the application and approval process of housing loans, I would like to give you a brief supplement here. When we look at the house, we want to buy it through a bank loan. First, we need to submit an application for housing loan to the bank. After submission, the bank will review our loan application, sign a loan contract with us after successful review, and finally the bank will give us a loan. In general, the bank will review our loan application within 15~20 working days. In order to further understand the progress of our application submission, we can also contact the bank at any time. Finally, the speed of bank lending is also closely related to the adequacy of bank funds. If the bank is short of funds, the bank will lend more slowly. This time also needs us to wait.
How long does it take for China Bank to approve personal commercial loans?
Time limit for approval of personal commercial loans of China Bank:
In the case that the submitted materials are complete and meet the loan conditions of BOC, the approval of individual housing loans of BOC can generally be completed within three working days.
The above contents are for your reference. Please refer to the actual business regulations.
This concludes the introduction on the approval of Bank of China loan and how long it can be released after the approval. I wonder if you have found the information you need?