Agricultural Bank of China's online loan shows a quota, but the reasons why it can't lend money are as follows: users don't meet the conditions for online loan application; The user's credit information is bad, and there are credit cards (debit cards) and loans overdue records; Users have no stable job and income, and have no ability to repay the principal and interest; The user debt ratio is too high, which has exceeded 50% of the current income.

Generally speaking, whether a user can successfully apply for a NetJet loan depends on the results of the system audit, and only after passing the system audit can the loan be successfully obtained.