You can apply. According to the inquiry Fatu. com, when applying for a mortgage, the bank will evaluate whether the lender has the ability to repay the loan. Those who have the ability to repay the loan can apply for mortgage even if they have a loan. Mortgage is a kind of bank loan specially set up for buying a house. It is a loan that buyers apply to the bank and repay on time in the later period. The amount of mortgage loans is generally high. When the bank approves, it needs to use the house as collateral and pay the principal and interest in full every month as agreed in the contract. Mortgage relieves the pressure of buying a house, and you can buy a house in advance when you are ready to make a down payment. You can own your own house in advance, and your life is relatively easy. It can be used to ensure the quality of life, cope with unexpected life and repay the principal and interest of the loan calmly.