Depending on what kind of money you borrow, you can also borrow money from the university.

2. I just turned 18 and have no job. Can I get a loan?

18 years old, because the loan is on the one hand the age and on the other hand the qualifications of the borrower, so the personal qualifications required for the loan are as follows, please refer to:

Personal loan object and conditions

1. Loan target:

1. Overseas and foreign citizens with full capacity for civil conduct and the right of abode in Chinese mainland;

2. Pay the down payment (not less than 30% of the total purchase price)

3. Have a stable economic income and the ability to repay the loan principal and interest;

4. Agree to use the purchased property as loan collateral.

2. Meet the following requirements at the same time

1, holding a legal household registration book (not limited to industry license, certificate of legal representative or purchasing commercial housing designated by the bank in this city;

2. 30% of the house payment for opening an account in the bank;

3. Having valid purchase contracts, agreements and other supporting documents;

Housing property rights under the item as collateral;

5. Willing to perform the loan contract

6. Other conditions stipulated by the bank.

3. Information to be published and provided:

1, resident

2. The original and photocopy of the house subscription book;

3. Original of down payment

4. Proof of monthly contribution ability, including: personal and family income certificate and deposit certificate (passbook or other securities).

I just turned eighteen. Can I get a loan from the bank?

You can apply for a loan from the bank as soon as you turn eighteen.

Bank loan application conditions are:

1.18-a natural person aged 60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed).

2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.

3. The borrower's actual age plus the loan application period shall not exceed 70 years old.

Extended data

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.

Information to be provided by the borrower:

1, ID cards of both husband and wife, household registration book/temporary residence permit, and household registration book for foreigners.

2. Two copies of marriage certificate/divorce certificate or judgment/single certificate.

3. Proof of income (format stipulated by the bank)

4. Copy of the business license of the unit (with official seal)

5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.