At present, many people in Jinan may buy houses, invest in business, or need large loans for capital turnover. At present, the unit price of houses in Jinan is relatively high, and all houses are more than one million. Therefore, in the past two years, mortgage of real estate from banks is a popular financing scheme!

First of all, the house mortgaged in the bank must be a house with big property rights and must have a property right certificate. Without a certificate, the Housing Authority can't do mortgage, so even if the loan is approved, it can't be released because it can't be mortgaged.

The second house is in full payment. The bank staff in Jinan will contact you to handle the mortgage formalities after the approval. Now you can apply online and wait for the mortgage to be completed before lending.

Third, if the house is currently in a mortgage state, it is still necessary to submit information to apply for a loan, and then confirm that the loan can be released after the approval. You need to settle the current mortgage first (later on), then apply for a mortgage and wait for the loan.

Application materials: husband and wife's ID card, household registration book, marriage certificate, real estate license, bank run in the last six months, work certificate or business license! There are also sales contracts or supply and marketing contracts. The applicant is an office worker and needs to provide a loan. If it is used to purchase furniture, the contract for purchasing furniture and the Gong Hu collection account of the furniture company must be provided. If the applicant is a business operator, he must provide the upstream and downstream supply and marketing contract and the account number of the third-party enterprise!

When it's time to settle the mortgage, you need to contact the account manager of the loan branch and ask him to deduct the money from you first, and then give you the mortgage. Only by removing the mortgage can the loan be completely removed.