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How much interest does it cost to borrow 300,000 yuan a month from a bank?

The current working capital loan interest rates range from 5.6 to 6.55,

The housing loan interest rates are 4.0 and 4.5.

This is the base interest rate stipulated by the People's Bank of China. Since you do not provide a loan period, the specific rate cannot be calculated. Now we will calculate three interest rates for you. You can compare them later:

Calculated based on the lowest 5.6, that is, when the loan period is within six months: 300000*0.046667=1,400 yuan;

Calculated based on the lowest 5.6, that is, when the loan term is more than five years: 300000* 0.054583=1637.50;

When calculated based on the provident fund loan is more than five years: 300000*0.0375=1125

The above is the interest rate stipulated by the People's Bank of China. Commercial banks, small loan companies, etc. have certain fluctuations in actual implementation.

There is a problem here. After calculating the result, you need to adjust it according to the bank's floating ratio. If it goes down by 10, you multiply the above result by 0.9. If it goes up by 20, you multiply the above result by 1.2.

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Dear, I am very satisfied. Now you know.