Hello! The current policy requires 60% down payment and 40% loan for commercial loans for second homes of ordinary houses, 80% down payment and 20% loan for commercial loans for second homes of non-ordinary houses. What is the maximum loan? Second-hand housing commercial loans to buy a house, the down payment is an evaluation, and the general evaluation value is 90% of the selling price (under the normal market price). The loan amount of the second apartment of ordinary residence = 40% of the assessed value (loan number), and the loan amount of the second apartment of non-ordinary residence = 20% of the assessed value (loan number), which is the loan amount of the second apartment.