If 6% is the monthly interest rate, it means that you have to pay 6% interest on every dollar you borrow every month, which is 0.6% interest. Generally, it refers to the monthly interest rate, that is, the monthly interest rate is 0.6% and the annual interest rate is 800,000.6%12 = 5760.

If 6% is the annual interest rate, which means that you have to pay 6% interest on every dollar you borrow every year, and the annual interest rate is 6%, then the annual interest is 00 yuan.

First, the way to start a business with bank loans

1. Venture loan refers to an individual who has certain production and operation ability or has engaged in production and operation activities. The borrower applies for capital requirements for starting a business or re-starting a business, and after it is recognized as an effective guarantee by the bank, it is supported by a single loan of 500,000 yuan according to personal resources.

2. Mortgage loans For those who need to start a business, they can flexibly use personal consumption loans to start a business. The mortgage loan amount generally does not exceed 70% of the assessed value of the collateral, and the maximum loan amount is 300,000 yuan. 80% of the deposit amount can be used for loans; 90% of the national debt; The amount pushed by the insurance company shall not exceed the current cash price of the policy.

3. Besides certificates of deposit can be pledged, personal loans are also easy to obtain.

4. Guaranteed loan

5.。 If a business needs to buy a house along the street as collateral, it shall apply to the bank for 60% of the appraised value of the commercial house, and the longest loan period shall not exceed 10 year.

Second, individuals.

1. The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

2. The purpose of the loan is clear and legal;

3. Loan application

4. The borrower has the willingness and ability to repay;

5. The borrower's credit status is good and there is no significant bad credit record;

6. Other conditions required by the lender.

Is 2.56% interest expensive?

6% interest is not expensive. Generally, 6% interest refers to 0.006 a month, which is six thousandths.

If you borrow 1 ten thousand yuan, the monthly interest 10000x0.006=60 yuan, and the average daily interest is 60 ÷ 30 = 2 yuan. One year's interest is about 60 times that of twelve months, which is equal to 720 yuan.

The average bank loan interest is 1 10,000 yuan, 4.6%.

So 56% interest is not expensive.

3. What is the interest rate of 6% on the loan?

First of all, one thousandth of a centimeter, that is, 1 cm, is 1‰ or 0. 1%.6 cm is 0.6% or 6‰. Therefore, the 6% interest in the intermediary mouth can only be monthly interest, that is, the monthly interest rate is 0.6%, and the converted annual interest rate is 0.6% 12 = 7.2%. Compared with the benchmark interest rate of bank loans, 4.35% (within one year) is high, but it is also within the acceptable range. 1. Calculation method of loan interest: 1. If the interest-bearing period is a whole year (month), the interest-bearing formula is: interest = principal × year (month )× year (month) interest rate. 2. If the interest-bearing period has a whole year (month) and odd days, the interest-bearing formula is: interest = principal × year (month) × year (month) interest rate principal × odd days × daily interest rate. 3. At the same time, banks can choose to convert the interest period into actual days to calculate interest, that is, 365 days per year (366 days in leap years), and each month is the actual number of days in the Gregorian calendar of the current month. The interest-bearing formula is: interest = principal × actual days × daily interest rate. 4. The three calculation formulas are essentially the same, but because the interest rate conversion is only 360 days a year, the actual daily interest rate will be calculated according to 365 days a year, and the results will be slightly different. 5. According to which formula, the central bank gives financial institutions the right to choose independently. Therefore, the parties and financial institutions can agree on this in the contract. Second, what is interest? Interest refers to the reward that the currency holder (creditor) gets from the borrower (debtor) for lending money or monetary capital. Including deposit interest, loan interest and interest generated by various bonds. Under the capitalist system, the source of interest is the surplus value created by hired workers. The essence of interest is a special transformation form of surplus value and a part of profit. 3. What is the general loan interest? From the actual situation, if users apply for bank loans, the interest rate of most bank loans is around 4.4% for one year and 5.3% for five years. If a user applies for a car loan, the interest rate of a one-year loan is usually lower than that of a three-year loan. If users apply for an auto financing company, the one-year loan interest rate is usually around 45%, and the five-year loan interest rate is around 5.7%. If users apply online, the loan interest rate may be higher.

What's the interest on a 6% loan?

Li is a unit with a small score. Li and fen are based on the interest of 65,438+0 yuan, and 6 Li is the interest of 65,438+0 yuan of 0.006 yuan. The landlord can calculate accordingly.