At this age, if you don't have any economic strength, it may be a bit difficult to turn over, but don't lose heart.

Tell me an example around me. A friend is almost 50 years old. He started his own hardware and building materials business. At first, he soon saw the benefits. Because I thought it was ok, I began to invest heavily and even borrowed money to invest. As a result, this expansion has caused practical problems and the market is not good. All the money he invested has been spent in Shui Piao, and he still owes a lot of debts.

At this time, my son had another accident, got depression and committed suicide several times. It rained all night.

At this time, his heart died, but instead of being depressed, he regained his confidence, looking for a job during the day and driving passengers at night.

In this way, even if he had some money, he couldn't pay his debts, but the creditors didn't force him because he didn't have enough money to see a doctor for his children. This lasted for more than a year. However, during the year of driving, he accumulated a lot of experience and saw that it was not easy for everyone to travel. Then he made an online car rental platform with two good friends and accumulated a lot of driver resources. At the same time, because of good service, high quality and low price. Later, it achieved a relatively large-scale and powerful platform in the county.

Since then, business has improved, and his life is like dying, making money and paying off the famine, getting better and better.

There is an old saying that "ten years in the East, ten years in the West". Life cannot be smooth sailing. Everyone has highs and lows, but don't lose heart, because this trough is the beginning of the next high tide.

This problem is universal. I am an entrepreneur, and I am 50 years old. I choose to answer it.

Debt-ridden, 50 years old, too much psychological pressure? This is not your problem alone. It is a problem faced by many 50-year-olds, some because of debt, some because of family, and some for the future. In view of the problem, I put forward the following scheme for reference, which will certainly have an effect.

First, get rid of debt entanglement

Easier said than done, the specific plan is to sort out debts, make a preliminary repayment plan, and then lock it in the cupboard, don't think about it, and concentrate on realizing the plan in your heart. For example, who will pay 654.38 million this year? When will it be returned? For other debts, leave them aside for the time being. If there is a door-to-door debt collection, tell him the repayment plan and get understanding. It's okay not to understand.

Second, try to make money.

No matter how much money you earn temporarily, you should find ways to make money anyway, then stick to it, work hard and find ways to become stronger and bigger, which can effectively relieve psychological pressure.

Third, exercise.

At this age and in this state, people are particularly prone to physical problems. We should take exercise as a habit and stick to it. Only when you are in good health can you guarantee to pay off your debts and leave no stigma. Exercise is also the best way to relieve stress.

In short, heavy debts and heavy psychological pressure show that the questioner is a responsible person. Things change, and good people are rewarded. Don't think too much. Success belongs to the persevering.

Just answer these questions and encourage you.

Me too. I'm almost 50 years old. My husband was cheated of everything by his friends, and even the house would be auctioned by the court. There is an 80-year-old mother and a child in her teens. I once wanted to die, but I died. Where are my mother and children? Now I want to forget it. Because I owe money, because I don't want to pay it back. I am very wronged. However, the court ruled against us because we signed it. We were cheated out of everything by our friends and couldn't afford a lawyer to appeal, so we were executed. There's no reason now. Now we want to overcome it. Why die? Isn't it because we owe money? It's not that I don't return it. I will pay it back when I can, as long as I live, because my mother and children need me.

I don't know why you are in debt. Life must master three accounts, one is income, the other is expenditure, and the third is fixed property. You should grasp the expenditure according to the source of income and the amount of income. My parents have been in hospital, medicine, eating and drinking for decades, and I have also experienced borrowing. It is impossible to see a doctor. I borrowed thousands of loans, and I might as well pay my debts when I die. And I have to repay the loan. Fortunately, everyone in the village knows about my family. I'm alone. My parents died and owed 300 thousand yuan. The borrower felt lucky and didn't collect the debt. They are in no hurry to pursue it. In 2008, I went to Korea to work for four years before I paid off my debts.

Today, although I don't have any savings, I still live an easy life and pay off my debts. The lender thanked me for paying off the debt. Even good people don't want me to raise them for marriage, but I need any family life. In my conscience, I can't thank you enough for not paying off my debts after you lent me the money. When my parents were around, I spent more than 400 thousand cash (excluding others) and more than 300 thousand loans for my parents' illness. It was 400 thousand. At that time, the property price 100,180,000 can come down. I entrusted my parents to the hospital to take care of the nursing staff. I was still outside, and I didn't make a penny doing business (border trade).

When people are poor and rich, it is inevitable to go through hardships, but the living always have the opportunity to pursue their careers with an upright heart. I am the only one left today, and my parents are in the hospital when I am sad. At the age of forty, I have been unconscious for the first week!

Therefore, it is the only choice for people to control their own economic revenues and expenditures and carefully calculate their own revenues and expenditures, mainly grasping "+,-,×,". I hope you can take good care of yourself and manage your income and expenditure savings.

When people reach middle age, they should soak in Lycium barbarum for everything they drink. But for the debt-ridden 50-year-old, the psychological pressure is really great, because there are old people and small people. But it is already heavily in debt. At this time, for a 50-year-old, don't think too much about debt, but think carefully. Can lead to mild depression.

Once you are afraid of your debt. It's not good for you to start a business and pay your debts in the future. Therefore, for the 50-year-old people who are heavily in debt at present, they need to vent and liberate themselves from a brand-new angle, which is a mild depression caused by psychological pressure.

If you want to know what you are doing, you must first list the debts and know who the debtor is. How much do you owe? Then you can know what you are doing, and you don't have to ask too many questions, because only by living can you see how to pay your debts. If you break down, you won't see how to pay your debts.

List your sources of income. How much income can you earn every month? Besides living expenses, how much money can be used to pay off the bills? Of course, as a 50-year-old person, it is possible to be responsible for his debts only if his monthly income reaches about 1 000.

The next step is to consider how to make more money by starting a business in Qian Shengqian's way to repay the debt. In terms of paying off debts, it may be difficult to pay off debts in this life by working to pay off debts.

Some people have been thinking about how to deal with their debts day and night. You must understand that as long as money can solve the problem, it is not a problem.

If you think too much about your debt, you will ruin yourself. Excessive imagination not only makes you physically and mentally miserable, but also makes your debt invisible under the pressure of your life.

You should change your perspective and make debt the driving force of your life. When you pay off your debt, your debt will also make you.

Fifty years old is not old. In the process of starting a business in China, there are many entrepreneurs aged 40-50-60. Therefore, a 50-year-old person has a certain position in society, and being able to get into debt is not caused by consumer debt, but by debt after starting a business or other efforts.

We are about the same age, and we are both heavily in debt. We are under great pressure from all sides, old and young. Nobody wants to find a job. It is estimated that people will be tired after a month, but life will go on. How can I decompress? First of all, we dare not give up on ourselves. We must adjust our mentality, get out of the negative world, do more positive things and slowly find something suitable for us first. No matter what bad things happen, there will always be good results. A person's life is only once, as long as it is in the flaming mountain that he can't cross.

As a person who is already in debt, the key to recovery is to rely on himself.

First, debt is very painful for anyone. Business failure, family emergencies and other reasons lead to your debt accumulation, blacklist of dishonesty, bank dunning calls and borrower dunning calls, which are like black and white impermanence, disrupting your normal life and destroying the harmonious atmosphere of your family. What's more, the relationship between husband and wife is broken, and your spirit and body are tortured. Some people are overwhelmed and choose to end their lives, which makes people sad.

Second, seeking help from others is only to alleviate your debt problem. The key is to rely on yourself. Some people have good interpersonal relationships and can solve problems with the help of others, but this is a minority. Even with the help of others, they can't solve the fundamental problem. First of all, your mentality can't be helped by others. It's up to you. How to adjust your mentality, calm down and think about the direction of progress? It is irreplaceable by others. When the heart of heaven goes to hell, your choice will determine your future.

Third, seek a way out. When I was in debt, every day I thought about finding a way out at once. I can't wait for the death sentence, but I can't just choose the road. First of all, you should consider the choice of industry in combination with your own specialties. This is very important. It takes time to accumulate knowledge and experience if you want to step into an unknown field again. You can't afford it. Secondly, according to the needs of the development of the current era, find a breakthrough point. As the saying goes, pigs will fly to the sky when they stand at the tuyere. Although it is difficult, we must think and verify it. Because you are heavily in debt, your start-up costs are running out. It's time to test your basic skills. If you can't figure it out in the short term, don't worry. You can do a stable job first and think while doing it. There will always be a way out, and the road is always difficult. When it's over, I'll try my best once, treat that career as my own child, take good care of it and let it thrive.

Everyone's journey will not be smooth sailing. It is an honor to face difficulties and be born a man. You should learn to be grateful. Only when you are strong can you be truly strong.

About 76% of the downtown area of Hangzhou is about 3 million yuan, with 60,000 yuan for rent, 800,000 yuan for an airport apartment and 400,000 yuan for mortgage. 40 kilometers away from the city, 300 square meters of new rural self-built houses, two cars, two girls. I have worked in the city for 20 years and achieved nothing. I will go back to my hometown in the city this year to work around 6000. I live in a self-built house to reduce the cost of living in Hangzhou. I feel a lot of pressure, and I am considered a useless person. I am anxious, have high blood pressure, confused and depressed! Sincerely share. Ask everyone, is the post-70 s pressure so great? The picture shows the self-built houses in the town.

A person living in this world, all kinds of things will happen. Some people will get rich overnight, while others will be heavily in debt. This is life. No matter what kind of situation you experience, you have to face it for a mature person. What else can they do? In my opinion, 50 years old is not old. There is an old saying that "people are poor and ambitious", and the latter "poverty" means "exhausted". That is to say, it doesn't matter if people are poor, and they can't live without ambition. Therefore, poverty is not afraid. The terrible thing is that you have no fighting spirit and ideas, and you can't make money. This will be a complete failure. As long as your "ambition" still exists, then everything is not a problem! I believe that as long as one can maintain a positive and optimistic spirit, an enterprising spirit of active efforts and an indomitable spirit, then everything will be fine! Come on!

Most of the debt is for buying a house. Don't borrow money to buy it if you have no money. Otherwise, stress will crush your nerves. Don't compare yourself with others. People should seek happiness steadily, not in comparison. For example, if you want to buy a lollipop, you must have 30 cents to buy it. Otherwise, can your life go on after eating lollipops?