Current location - Loan Platform Complete Network - Bank loan - How to better answer the call of loan return visit? Pay attention to these points and get twice the result with half the effort!
How to better answer the call of loan return visit? Pay attention to these points and get twice the result with half the effort!
When applying for a loan, no matter banks or other small loan companies, most of them will have a return call. Don't underestimate this step. Whether the answer is good or not is directly related to your approval result and approval amount. If you don't receive it or have problems, you may be refused a direct loan. So how to answer the loan repayment call will be better? Of course, this is also skillful. Pay attention to these points, and you will get twice the result with half the effort.

1, smooth contact

The first thing you need to make sure is that you can get in touch, and you can't just fill in the contact number. Always fill in your real-name registration system mobile phone number and keep connected. If you don't receive it by accident, you can wait patiently for a second time, and some will call again.

2, the content is consistent

Generally, when you call back, you will ask for some basic information, which you have filled out in the loan application. Be sure to answer the questions in the same way. If you are afraid of forgetting, you can make a backup and take it with you just in case.

3. The answer is true

One thing to remember when answering questions by phone is that you must answer the questions truthfully. False answers will only be counterproductive, and it is even more impossible to get away with it. If it is serious, it will be suspected of fraudulent loans. So all questions are answered truthfully. Say you don't know if you don't know. Don't hesitate to answer the question.

In addition to answering the phone, these skills are needed, and some preventive measures are also essential:

1, the work unit in the application materials, don't fill in casually, there is a high probability that it will be verified, don't cheat.

2. If you want to fill in the relevant information of the credit card, try to fill in the higher amount and avoid filling in the bad records.

3. Formal consumption payment should fill in the loan purpose and shall not be used for other purposes. Post-loan management is not so easy to fool.