This car purchase agreement has no legal effect, and the procedures are the same as the transfer of used cars. The transfer fee is not high, so it will be saved in the future.

Second, what should I write in the contract for buying a car by installment?

The car installment contract should be written in the middle of the title to introduce the details of the buyer and the seller. Since it is installment payment, it is necessary to clearly stipulate the amount of each payment and the specific installment period in the contract, clearly stipulate the liability for breach of contract and dispute resolution for not paying on time, and finally have the autographs and dates of the buyer and the seller. (1) The name and domicile of the party concerned; (2) Subject matter; (3) quantity; (4) quality; (5) Price or remuneration; (6) Time limit, place and method of performance; (7) Liability for breach of contract; (8) Methods for resolving disputes. Second, the car loan should pay attention to the problem (a), hidden costs need to be understood in advance: generally, this situation is easy to appear in secondary dealers. In fact, as long as consumers ask about the expenses included in the total price when booking a car, are there any other hidden expenses such as new car inspection fees and library fees? And also pay attention to whether the loan contract is provided by the bank, so it is troublesome to use the hands-free car. (2) Purchase auto insurance by installment: If consumers choose to purchase their cars by installment with credit cards, the general auto dealers will require the designated insurance company to insure the auto insurance for a specified period of time, and consumers should pay attention to whether the auto insurance price is acceptable. (3) Verbal agreement does not guarantee: Unless consumers apply for unsecured credit loans in the bank and withdraw money, they will go to the 4S shop to buy a car in full, otherwise other forms of loans will not get the full discount for buying a car in full. At this time, car dealers often verbally promise various concessions to consumers, and the promises that don't fall on the pen are all on paper. In order to avoid future problems, consumers need to consider when choosing a car loan method. (4), the loan amount should be clear: generally speaking, with personal credit or joint liability guarantee, the maximum loan can be 200,000 yuan; Apply for mortgage with the purchased vehicle or real estate, and the loanable amount is 70%; If a third party applies for secured loans (except banks and insurance companies), the loanable amount is 60%. (V) Repayment methods: Banks generally provide two repayment methods for users who apply for personal car loans: equal principal and interest and average principal. Among them, the total amount of interest paid by equal principal and interest is relatively large, but the repayment amount in each period is the same, and the repayment pressure is relatively balanced; The repayment amount of each period in the average capital is gradually decreasing. Although the total amount of interest expenditure is less than the equal amount of principal and interest, the amount of repayment in the early stage is large, so think twice about whether it can bear it. Legal basis: Article 465 of the Civil Code of People's Republic of China (PRC). Contracts established according to law are protected by law. A legally established contract is legally binding only on the parties, except as otherwise provided by law.

Third, why do you have to sign a lease contract to buy a car in installments?

This is unnecessary.

After buying a car by installment, you don't need to sign any other contracts, because installment is handled with the bank, and your money is returned directly to the bank.

4. My friend borrows money to buy a car in installments, and needs to write something to pay me back in installments.

A friend buys a car by stages in his own name, and the vehicle is registered in his own name, so he needs to bear the repayment responsibility himself. No matter how to sign an exemption agreement, he can't be exempted from legal responsibility. Article 60 of the Contract Law of People's Republic of China (PRC), the parties shall fully perform their obligations as agreed. The parties shall abide by the principle of good faith and fulfill the obligations of notification, assistance and confidentiality according to the nature, purpose and trading habits of the contract.