Of course. Buying a car with a loan is what you call "buying a car by stages", as long as you have a personal work unit and salary certificate. Under normal circumstances, as long as it does not involve real estate, there is no need for marriage certificates and spouse information of both husband and wife. Article 5 of the Marriage Registration Regulations: Mainland residents shall produce the following documents and supporting materials when registering for marriage: (1) their household registration book and identity card; (2) A signed statement that I have no spouse and no direct blood relationship with the other party and collateral blood relationship within three generations.
Second, can I borrow money to buy a car without getting married?
After the car mortgage is approved, it can't be changed to full payment, but you can apply for car loan to repay in advance.
If it is necessary to submit an application to the bank in advance for prepayment of auto loan, the time is usually 1 month or 15 days, and the relevant formalities shall be handled after the repayment date is agreed. The forms of prepayment in automobile mortgage are:
1, pay off in advance. The prepayment of automobile mortgage loan can be paid off in advance in one lump sum. Individuals can prepare personal car loan information and repayment, apply to the lending institution in advance, and pay off the car loan in one lump sum after the lending institution agrees.
2. Partial repayment in advance. Auto mortgage loans can also repay part of the arrears in advance, but some lending institutions have a minimum repayment limit. The specific repayment person should consult the lending institutions to understand clearly.
At the same time, it should be noted that:
1. Once the prepayment of auto loan is confirmed by the bank, it cannot be changed. As a supplementary clause of the loan contract, it has the same legal effect as the loan contract.
2. Individuals will have to repay the car loan in strict accordance with the repayment requirements in the contract. If the repayment is overdue, the individual should bear the corresponding legal responsibility.
3. Can I get a loan from a credit union if my car is not married?
This has nothing to do with marriage or not.
Formal bank credit
Rural credit loans need a certain amount.
Specific conditions, you go to silver.
I want to mortgage the car loan. Is it okay if I don't get married?
Hello, yes.
Requirements and materials for applying for car loan service for car mortgage:
1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.
2, living and working in the city for a long time, to carry out business occupation and economic income.
3, motor vehicle registration certificate, driving license, purchase tax certificate (this), car purchase invoice.
4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles.
5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers)
6. Other documents required by the Cooperation Organization.
Processing flow:
1. The lending institution receives the information provided by the applicant;
2. Visit the applicant's home, investigate and estimate the vehicle value;
3. The lending institution initially sets the loan amount;
4. Handling entrustment notarization and loan notarization;
5. The lending institution accepts the relevant documents of the applicant;
6. Go through the mortgage registration formalities
7. Loans