Chongqing provident fund loan interest is 3.25% for more than five years and 2.75% for less than five years. Workers who purchase, build, renovate or overhaul their own houses may apply for housing provident fund loans from the housing provident fund management center. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant. On this question, the following is a detailed answer from Bianxiao. com. First, the interest rate of Chongqing provident fund loans is 3.25% for more than five years, and 2.75% for five years and below. Two, the conditions for Chongqing to apply for provident fund loans are employees who have already applied for housing provident fund loans. Iii. Materials for handling Chongqing provident fund loan 1. Id card 2. Marriage certificate 3. Loan repayment card 4. Chongqing provident fund loan processing time Monday to Friday: 9: 00 a.m.-65438+02: 00 p.m.-14: 00-17: 30 nationwide (except legal holidays) V. Chongqing provident fund loan processing According to Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund purchase houses. Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Twenty-seventh applicants for housing provident fund loans shall provide guarantees. Interest on provident fund loans shall be determined by the People's Bank of China. The interest rate of housing provident fund loans in most cities is the same, and the interest rate of housing provident fund loans in a few cities will be adjusted accordingly. I hope the above content can help you. If you have other legal problems, you can consult online.
Legal objectivity:
The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions and expand the floating range of deposit interest rates. The People's Bank of China decided to lower the benchmark interest rate of RMB loans and deposits of financial institutions from March 20th 1 5 to March1. The benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 5.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.5%. At the same time, combined with the interest rate marketization reform, the upper limit of the floating range of deposit interest rate of financial institutions was adjusted from 65438 0.2 times of the benchmark deposit interest rate to 65438 0.3 times. The benchmark deposit and loan interest rates of other grades and the deposit and loan interest rates of individual housing provident fund are adjusted accordingly.