Yes According to the investigation of the enterprise, Anxinhua is a brand of Shenzhen Zhongan Xinye Microfinance Co., Ltd., which holds the microfinance business license issued by Shenzhen Financial Office and has the qualification to legally operate microfinance business. An Xinhua's sources of funds are banks, consumer companies, insurance and other formal financial institutions, with an annual interest rate of 7.2% and a maximum of 24%. It does not belong to usury and meets the national regulatory requirements. An Xinhua strictly abides by the Civil Law of People's Republic of China (PRC), the Banking Supervision Law of the People's Republic of China and the Law of People's Republic of China (PRC) on the Protection of Consumers' Rights and Interests, and provides users with standardized and safe loan services.