The bank's requirements for the guarantor are generally that it must be a local account, with a good economic foundation and stable income. As a guarantor, the borrower has to bear the repayment responsibility when he does not repay, so once he agrees to guarantee the lender, he agrees to bear the repayment risk for him. Under normal circumstances, as a guarantor, the bank will also check the guarantor's credit record, and the guarantor's serious bad record will affect the guarantor's credit information.
Legal basis: Constitution of People's Republic of China (PRC).
Article 33 All people with China nationality are citizens of China, and all citizens of China are equal before the law. The state respects and guarantees human rights. Any citizen enjoys the rights stipulated by the Constitution and laws, and at the same time must fulfill the obligations stipulated by the Constitution and laws.
Article 34 China people and citizens who have reached the age of 18 have the right to vote and stand for election, regardless of nationality, race, sex, occupation, family background, religious belief, education level, property status and length of residence; Except those who are deprived of political rights according to law.
Article 35 The people of China and citizens of People's Republic of China (PRC) have freedom of speech, publication, assembly, association, procession and demonstration.
Article 36 People's Republic of China (PRC) citizens have freedom of religious belief.