What happens to the card that my friend lent me money as long as I don't sign it? It doesn't matter, as long as your friend pays back the money on time, it doesn't matter at all. If you don't pay back the money, you have to testify. The money is not for you. It's best not to sign anything, and make sure he doesn't put the money on your card.
Will it affect if someone else's loan hits my card?
Other people's loans are credited to the user's card, which has no effect on the user. Because only in the case of entrusted payment will the bank transfer the loan funds to the bank card of the non-lender. This is to ensure that funds are used for specified purposes and prevent funds from being used for other purposes. Because it is allowed by the bank, it will not have any impact on users.
Loans overdue, the other party and the lender, should bear the repayment responsibility. This has nothing to do with the user, who only needs to ensure that the loan funds arrive.
Can a friend's loan be lent to my card? Only in this way can it be allowed.
Nowadays, many people like to borrow money online, but sometimes they can't receive money because their bank cards are limited. In this case, my friend wants to transfer the loan money to my account, so can my friend lend the money to my card? Unless this is allowed, let's have a look.
Friends generally need to provide a bank card in their own name, so they generally don't apply for a loan directly with someone else's card. Unless it is entrusted payment, it ensures that the borrower will use the loan funds for the specified purpose, and prevent them from being used for other purposes, and directly pay them to the purchase supplier's account. If so, there will be no adverse effects.
But we also need to pay attention to the possibility that there are friends who steal their own information and then make fake loans in their own names. Therefore, it is recommended that customers ask friends and make platform customer service consultation. If so, I'm afraid there will be many adverse effects in the future. Because once the other party does not repay, the platform is likely to ask for its own money according to the information, and even personal credit may be damaged.
Can someone else's loan be credited to my account?
Money borrowed by others cannot be transferred to your account, so whoever borrows money will be transferred directly to his account. Of course, there is no way to transfer it from his account to your account, but it is absolutely impossible to transfer it directly to your account. Dear you, it's an honor to answer your question. The money borrowed by others will be transferred to the user's account, which has no effect on the user. Some loans are earmarked loans. After the loan funds come down, they will generally be transferred to the account of a third party to ensure the use of the loan funds. As a collection account, the user does not need to bear any responsibility. Even if the lender is overdue, it will only affect the lender's personal credit information.
Consultation record answered in September 2022-65438+March.
Will it affect me if the money borrowed by others is transferred to my bank card account? I
Say something.
Honey, I'm glad to answer your question. The money borrowed from others is credited to the user's account and has no influence on the user. Some loans are earmarked loans. After the loan funds come down, they will generally be transferred to the account of a third party to ensure the use of the loan funds. As a collection account, the user does not need to bear any responsibility. Even if the lender is overdue, it will only affect the lender's personal credit information.
When the lender applied for a loan, he did not fill in his own yhk, but someone else's yhk, and the loan was successful. At this time, the repayment responsibility is also borne by the lender. Generally speaking, loans must be provided in the name of individuals, so the situation of applying for loans to lend directly to others' cards usually does not exist. Unless it is entrusted payment, that is, to ensure that the borrower will use the loan funds for specified purposes and prevent them from being used for other purposes, the money will be directly transferred to the account of the supplier who buys the goods. If so, there will be no adverse effects.
It is not a formal bank loan, but another kind of small loan. He said he hit my card because he was not qualified. Does it affect me?
Honey, isn't he good at receiving letters?
correct
What do you mean by entrusted payment? Am I a guarantor?
It is recommended that customers ask their friends clearly, and they can make platform customer service consultation. If that's the case, I'm afraid Confucius will bring many adverse effects in the future.
Because once the other party does not repay, the platform is likely to request repayment according to the information, and even personal credit may be damaged. In this regard, customers should immediately explain to the platform that the loan is not their own operation, so that the platform can find friends to pay back the money.
Pro-entrustment payment is a payment method of loan funds, which means that the lender (a legally established banking financial institution) pays the loan funds to the borrower's transaction object according to the borrower's withdrawal application and payment entrustment, so as to reduce the risk of loan misappropriation. The current application of entrusted payment is that the single loan amount exceeds 5% of the total investment of the project or exceeds 5 million yuan.
The significance is that strengthening the scientific management of the whole process of loans is helpful to improve the quality of loans issued by commercial banks, and is also beneficial to management, which can truly realize loan management. Commercial banks can upgrade the loan risk management model from extensive to refined.
What will happen to the card that my friend lent me money? You need my facial recognition and credit authorization.
It doesn't matter if my friend lends me the card, so I need face recognition and credit extension. Judging from the relevant information, other people's loans are transferred to the user's card, which has no effect on the user. Only in the case of entrusted payment, the bank will transfer the loan funds to the bank card of the non-lender, so as to ensure that the funds are used for the specified purposes and prevent the funds from being used for other purposes, which will not have any impact on the users, because this is allowed by the bank.
Let's not talk about the introduction of someone lending me a card.