If you have a local branch of our bank and meet the loan conditions, you can try to apply to our bank. The application requirements and conditions of various loan types are different. First of all, what is the purpose of your loan? Our loans are issued for specific loan purposes (such as buying a house, buying a car, running a business, studying abroad, etc.). ), and when applying for a loan, relevant supporting materials must be provided according to the "loan purpose". Due to the different types of loans provided by branches, it is suggested that you log in to the homepage of China Merchants Bank first, click "Online Customer Service" in the upper right corner, and select manual entry. After providing the opening city and loan purpose of the one-card account, you can check whether the local branch has the loan type, application conditions and materials you need to provide.

2. What are the procedures for bank loans?

Need a bank loan.

1, personal credit loan

Personal credit loan is a fashionable loan method at present, so what conditions do you need to apply for this kind of loan? Usually, the bank requires the borrower to have a second-generation ID card, a certificate of stability and a certificate of loan use; Personal credit status is good; In the case of a loan, it is generally required that the borrower's monthly income is not less than 4000, and the bank can apply only after passing the monthly income.

2. Housing mortgage loan

The reason why more and more people choose real estate mortgage loan is that the loan interest rate is generally small. So what are the conditions for applying for this kind of loan? Generally speaking, in addition to the strong requirements for the income and credit of the lender, the housing period should be within 20 years and the housing area should be greater than 5; The amount of mortgage loans shall generally not exceed 70% of the assessed value of the house. After submitting relevant information and bank application in this way, the maximum application will not exceed 150.

3. College students' entrepreneurial loans

Beyond our imagination, many policies generally have loan subsidies or what conditions? Generally speaking, college students who start businesses within two years; College degree or above; 18 years old or older. Relatively speaking, it is still relatively loose, and then you only need to reconcile your student ID card, report card and account to get a loan.

4、

Self-employed people have become the main force of social and economic development, but many self-employed people have difficulty in financing, so many people choose this kind of loan. What are the conditions for applying for this loan? Generally speaking, you must have full capacity for civil conduct and have a local hukou; Having a fixed business place and stable income in the local area; Can provide legal collateral (pledge); Open a deposit account with a loan bank. After the above conditions are met, the information required by the bank can be submitted for review.

5. Housing mortgage loan

At present, many people apply for housing mortgage loans, so what are the loan conditions? Generally speaking: have a valid ID card, a marriage record and a willingness to repay; A steady income; Commercial housing sales contract or letter of intent for the purchased house; Yes; Open a personal settlement account with a valid guarantee in the bank. After meeting the above conditions, submit the application materials to the bank for loan.

3. What are the conditions for an individual to borrow money from a bank?

What are the conditions for an individual to borrow money from a bank?

1. A China citizen who needs a bank loan, has a fixed residence, preferably a real estate under his name, a fixed residence or a valid residence certificate, is over 18 and under 65 years of age, and has full capacity for civil conduct. 2 have a legitimate occupation and stable income, and have the ability to repay the principal and interest of the loan on schedule. 3. Have a good credit record and willingness to repay, and there shall be no overdue default. 4. It can provide legal, effective and reliable guarantees recognized by banks. 5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations. 6. Open a personal settlement account in a loan bank. 7. Other conditions stipulated by the bank. If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

Click online measurement

It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!

4. What qualifications do you need to be a bank salesman?

Qualifications required to become a bank salesman:

1, To have a good ideological and moral quality as a salesman, you often have to pay a lot of money, some of which are cash or money orders. If your thoughts are not correct, it will bring unnecessary losses to the company.

2. Have solid marketing knowledge. Business personnel should not only do their own business well, but also consider how to operate their own market in a benign way from a certain height, so that the sales speed will be the fastest and the cost will be the lowest. This also lays a solid foundation for future promotion to business manager.

As a salesman, I think that only by eating what others can't eat can we make money that others can't. Visiting two customers and five customers every day has a completely different effect.

4. Good eloquence. To persuade customers to buy their own products, we should not only rely on competitive product quality and price, but also rely on the salesman to tell us how to make his language both artistic and logical.

5. Be innovative. To be a qualified business person, you must open your mind and explore the market in your own unique way.