"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.

"Micro-loan" adopts the user invitation system. At present, invited users can see the "micro-loan" entrance in both the "QQ Wallet" of mobile QQ and the "WeChat Wallet" of WeChat, and can get a maximum loan amount of 300,000 yuan.

Extended data:

"Microfinance" has the following three characteristics:

1, unsecured and unsecured:

Most personal loans provided by traditional financial institutions require borrowers to provide collateral and other guarantees. It is difficult for individual users who cannot provide guarantee or have no fixed assets under their names to obtain loans. "Microfinance" does not need mortgage and guarantee, nor does it need to submit any paper materials, which can better meet the needs of microfinance users with good credit.

2.7 * 24-hour service, and the loan can be completed within 1 minute at the earliest:

Relying on strict risk control rules and perfect technical support system, "microfinance" provides 7 * 24 hours online service, with convenient and efficient procedures. All procedures are completed on the mobile phone, and the loan can be transferred to the account within 40 seconds.

3. The loan has been paid off, and there is no need to prepay the handling fee:

Most traditional financial institutions require users to repay on the same day. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding, microfinance allows you to settle the loan at any time without any extra cost.

Baidu encyclopedia-micro-credit loans