The loans overdue number of the provident fund is 16, that is, the repayment is not made at the same time according to the time and amount agreed in the loan contract.

The fundamental reason for loans overdue's housing accumulation fund is that the borrower fails to repay at the same time according to the time and amount stipulated in the contract.

1. housing provident fund loans are overdue for more than 3 installments (inclusive) and less than 6 installments (exclusive);

2. In the last 2 years, the accumulated overdue period of commercial loans has reached 3 periods (inclusive) and 6 periods (excluding student loans).