The poor deposit money in the bank, and then the bank takes out the depositors' money and lends it to the "rich". In fact, many people who look glamorous and feel rich are heavily in debt. Because enterprises usually need loans to operate, they are often in debt.

The poor don't have much money, so they have to stay in the bank. It is basically impossible to get rich by saving money. Getting rich with loans is risky, but if you take certain risks with original funds, you may get rich returns. Therefore, the state has repeatedly lowered the deposit interest rate, opened and standardized the loan business, and increased the scope of loan services, also for more people to bring opportunities for their own entrepreneurship through loans and promote the development of the whole society.