The pure provident fund loan has been finalized, and it usually takes 15 working days to wait for the mortgage. According to the relevant public information, it depends on whether the approval of provident fund loans is in the initial quota stage or the final loan stage. If it is in the initial quota stage, after the approval of the provident fund center, the parties need to provide loan application materials to the bank, and the bank will complete the approval within one week, and then apply to the real estate exchange for mortgage. The mortgage time is about a week. After the mortgage, the bank will send the loan to the provident fund center for final review. In the final loan stage, after the approval of the provident fund center, banks need to wait for the loan funds from the provident fund center to arrive and make loans according to the loan list of the provident fund center.