MLM itself is a crime, so it is likely to be cheated several times. The bank can't give you a list of bank loans, or it may be entrusted loans. Follow-up: What does entrusted loan mean? Please tell me more details! ! Thank you! Answer: For example, if I have money, it is100000. Alas, the deposit bank's interest rate is low, and others want to borrow money, but the loan interest rate is high. What should I do? I'll lend it to another person. The interest rate is higher, but the loan interest rate is lower than that of the bank. This is the best of both worlds, but I don't trust this other person and I'm afraid I won't be given money. What should I do? Entrusted loan through the bank-this can be done. Generally, loans can only be entrusted when both sides of the bank know each other. Now it's sad: what should I do if the bank doesn't know anyone? What you said happened in a small bank, right? Small banks ignore you, just do it, or collude with borrowers to cheat money away, which is also very risky. In fact, the first thing you said about pyramid schemes is that your behavior is illegal, and those who violate the law are cheated by others. I'm even sadder. Stay away from pyramid schemes.