1. First evaluate about 70% of the general loan evaluation price, and then provide ID card, household registration book, household registration book, income certificate and marriage certificate.

2. Go to the bank for face-to-face signing, approve the loan letter, pay off the loan of the last bank in advance, and cancel the mortgage registration.

3. Go to the Construction Committee to register the second mortgage, and you can lend money within 3 days.

Matters needing attention in handling housing two mortgage:

1. The houses used for secondary mortgage should be houses with large market development and commercial buildings.

2. For individual housing, the house under two mortgages must be an existing house.

3. This house is a first-hand house purchased with mortgage loan from China Bank.

4. The mortgage registration of the house has been completed, and our bank is the mortgagee of the house.

5. The house has been insured, and the original insurance policy is managed by China Bank.

6. The house has excellent location, convenient transportation, complete facilities and great appreciation potential.