The difference between low-risk and quasi-low-risk credit lies in their standards. According to relevant public information inquiries, low-risk credit is a loan practice that is used to provide customers with lower coupons and return high-quality services to customers, with relaxed compliance requirements; quasi-low-risk credit refers to a Safe lending practices are strictly regulated to protect the interests of customers and beneficiaries, and compliance requirements for quasi-low-risk credits are stricter than those for low-risk credits.