With the continuous development and progress of our country, the per capita living standard and conditions in our country have also improved significantly. Private cars are no longer a luxury in our lives. It can be said that even ordinary people can buy their own cars. Of course, in the process of buying a car, you don't have to use the full amount to buy a car, you can also use a loan to buy a car, such as applying for a loan from a bank, or some 4S shops can take the initiative to handle such loans for customers in the process of buying a car.

Of course, not everyone wants to buy a car through a loan. For some people whose consumption habits are not advanced, they prefer to buy a car in full. This way of buying a car not only has no follow-up burden, but also does not have to worry about going through follow-up procedures after repaying the loan. However, in our real life, in the process of buying a car, 4S shops and salesmen strongly recommend us to borrow money to buy a car, and even some 4S shops force customers to borrow money to buy a car.

Why do 4S shopping malls favor loans to buy cars? Many people know that the price of private cars is still relatively low. You can choose tens of thousands to hundreds of thousands of good cars. When the overall price of private cars is lowered, the profit rebate of 4S shops and salespeople will be relatively reduced. In the process of buying a car, the loan company or bank will give 4S stores and salespeople some loan rebates accordingly. Moreover, this rebate is even higher than the profit rebate of the private car itself, so many 4S stores, including salesmen, will do their best to recommend users to borrow money to buy a car, or force users to borrow money to buy a car.

How to deal with it? In the process of buying a car, customers have the right to choose, such as choosing to buy a car in full or taking out a loan. If 4S stores force users to borrow money to buy a car, they can also report to the local consumer association. If you don't want to go through the consumer association, you can also choose to change to a 4S shop to buy a car. As long as the overall price meets your own expectations, so don't get angry because 4S stores forced loans to buy a car. You can change to a 4S shop where you think the price is right and you can buy a car in full.

In fact, coercive behaviors like 4S shopping are not only illegal, but also illegal, especially for consumers. Therefore, on the basis of reporting to the local consumers association, buying a car with a 4S shop can not only solve the problem of being forced to borrow money to buy a car before, but also buy your own car in full.