Legal analysis: in a loan contract, the person who needs to give money to the other party is the lender, and the person who needs to get the money is the borrower. Borrowing means giving, which means creditors, borrowing means people who need money, which means debtors. For example: A borrows money from the bank to buy a house. At this time, the borrower is A and the lender is a bank. Lenders are also commonly called lenders.

Legal basis: Article 667 of the Civil Code of People's Republic of China (PRC).

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.