Step 2: Check the loan type as "Student-origin Student Loan" in the "Login to Student Online Service System" window, enter the ID number, login password and verification code, and click "Login";
Step 3: Click "My Loan" to view the loan contract;
Step 4: Click "Export Electronic Contract", and then click "Download" in the pop-up "New Download Task Window". (browser computer: macbookpro mos 14 open Google version 92.0.4515.131).
I. Electronic loan contract
The loan contract is an economic contract. A loan contract is a contract in which the borrower borrows money from the lender and then repays the arrears and interest in accordance with relevant regulations. An effective loan contract shall include the following contents:
1. Identity information. An effective loan contract first needs to contain the basic personal information of both borrowers and borrowers. Such as name, ID number, copy of ID card, contact information, permanent address, etc. If the borrower has a guarantor, then the loan contract also needs the personal information of the guarantor.
The agreement is related to the loan itself. The loan contract needs to reflect the loan amount, interest, term, repayment method, use and other related information.
3. Other important agreements. In the loan contract, the purpose of the loan must be clearly stated, because according to the relevant regulations, the loan funds cannot be used for investment, gambling and other purposes. If the lender still lends money to the borrower knowing that the use of the loan funds is not in conformity with the provisions, the loan contract is invalid and the borrower cannot repay. Therefore, in order to reduce the risk of funds and protect the rights and interests of lenders, it is necessary to clearly state the purpose of the loan in the loan contract.
4. Default handling method. The purpose of signing a loan contract is to bind both borrowers and borrowers. After the signing of the loan contract, if one party breaches the contract, how to calculate the penalty interest and penalty interest must be clearly agreed, and pay attention to the fact that the interest cannot violate the upper limit of the law.