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I want to use the housing provident fund to get a loan. How can I get a loan? How much can I borrow from 3 1 year? What is the longest loan term?
1. I want to borrow the housing provident fund, and I want to know how to borrow it. How much can I borrow from 3 1 year? What is the longest loan term?

Provident fund loans are 40% down payment for employees and 30% down payment for dual employees. If it is a house of 200,000 yuan, you must pay at least 60,000 yuan down payment.

The loan should be linked to the balance of your provident fund account, which is generally the balance multiplied by 25. That is to say, if you sell a house of 200,000 yuan, you can borrow up to 1.4 million yuan, and you can borrow for 25 years.

Second, how much is the down payment with the provident fund loan?

According to the latest policy of the State Council, the minimum down payment for using provident fund loans can reach 20%.

However, due to the ceiling of provident fund loans. So when you actually buy a house, it depends on how much the gap is after you subtract the upper limit of provident fund loan from the total amount of house purchase.

If the total amount of your provident fund loan exceeds 80% of the total house price, then you can make a down payment of 20% and use the remaining 80% as provident fund loan.

If the total amount of provident fund loans is less than 80%, then you need to pay the down payment for the remaining loans. For example, if your total loan is 60% of the total house price, then you need to make a down payment of 40%.

3. I want to use the provident fund loan with a total house price of 75 127 square meters. What is the down payment?

The down payment of 30% is 225,000 yuan, the loan is 20 years, and the monthly payment is 3,476.3 yuan. Loan 15, monthly payment of 4 162.6 yuan. Loan 10 year, monthly payment of 5578.7 yuan? Choose the repayment period according to personal circumstances.

4. How much down payment does it take to apply for a loan to buy a 750,000 house?

How much down payment does it take to apply for a loan to buy a 750 thousand house? For those who apply for personal housing loans (including first-hand and second-hand buildings) at China Merchants Bank, the down payment ratio is as follows: 1, with the minimum ratio of 30% for the first suite, that is, the maximum loan amount does not exceed 70% of the value of the purchased property (adjusted to not less than 25% for cities that do not implement "purchase restriction"); 2. For the second suite, the minimum ratio is 40%, that is, the maximum loan amount does not exceed 60% of the value of the purchased property. Your specific credit line needs you to submit relevant information, and it can only be determined after the outlets have reviewed it. You can directly contact the personal loan department of local outlets for consultation.

How much is the down payment for Huaibin's house? The down payment is estimated at around 200,000? Then the bank loans three or four thousand yuan a month, about three years?

How much down payment does Mianyang Chengdu need to prepare for buying a house with a loan? First of all, I can try to apply for a loan through China Merchants Bank. The down payment ratio and loan amount shall be subject to local regulatory policies. It is recommended to consult the account manager of the local branch in detail. Please dial 95555 to choose 3 personal customer service -3-3-8, enter the city where manual service is provided, and inquire about the telephone number of the loan manager.

I want to buy a second-hand loft, 280,000 square meters. How much is the down payment for the loan? No matter how many lots this house is, if it is your first time to buy a house, it will be implemented according to the first suite, with a down payment of 20% and a downward interest rate.

1.5 million what is the down payment for buying a house? How many loans can I apply to the bank? It depends on the overall situation. If it is the first set, in theory, the down payment is 30% and the second set is 60%. If the house is too old, the loan for several suites may not bring 70%. You buy a house of 6.5438+0.5 million yuan, and the theoretical loan amount is 6.5438+0.5 million yuan. Among them, you can use provident fund loans, commercial loans as portfolio loans or pure commercial loans.

20 15 how much is the down payment for a 480,000 house? If it is a bank loan, the minimum down payment is150,000, and the loan is 330,000. If it is a provident fund loan, the loan is 380,000 yuan, and the minimum down payment is 6,543,800 yuan. Hope to adopt!

How much is the down payment of 70,000 to 80,000 used cars? 70,000 to 80,000 used cars need to pay 30%, that is, 7000030%=2 1000 or 8000030% = 24,000 yuan.

I want to buy a house for 200,000 yuan. How much is the down payment? How much can I borrow? By the way, the bank mentioned on the first floor is different, referring to different regulations, not the repayment amount, but other regulations. Of course, some banks now have some products with fixed interest rates. There are several. The calculator on the second floor is not accurate. It seems that interest rates have been raised again. Moreover, this is the principal and interest he gave, and the interest paid back is much higher. As far as your situation is concerned, the loan is not much.

How much is the down payment for buying a house in Ke Qiao, Zhejiang? The first suite, and it is a new house, with a down payment of 30%. The first suite is a second-hand house: 50% for the second suite and 60% for the second suite.

Fuxin loan10.5 million yuan, how much is the down payment for the house? It depends on the amount of your loan. You have to pay at least 30% of the house price.