Calculation formula of Cangzhou provident fund loan amount

Monthly deposit of housing provident fund of the borrower’s unit × (repayment ability coefficient – ??borrower’s total monthly repayment) × loan term. Provident fund, a professional term, usually refers to housing provident fund, sometimes also refers to company provident fund. The formula for calculating the Cangzhou provident fund loan limit is the monthly housing provident fund deposit of the borrower's unit × (repayment capacity coefficient - the borrower's total monthly repayment) × loan term. Cangzhou City, a prefecture-level city in Hebei Province, is located in the Heilonggang Basin in the southeast of Hebei Province and the eastern part of the Hebei Plain.

What are the suitable corporate loans in Cangzhou, Hebei? There are a few of these!

Cangzhou is an important city in Hebei Province with a rapid economic development. Many local companies are facing difficulties. So what are the suitable corporate loans? Today we will introduce a few common ones.

1. What are suitable corporate loans?

1. Loan companies

There are many formal loan companies in Cangzhou City that can provide loan services. You can go directly to the local financial office to check the company list, which is more reliable. Loan companies have relatively low application thresholds and fast disbursements, but the interest rates are high. Business owners can freely choose according to their own circumstances.

2. Online loans

Nowadays, most of the loan business can be carried out online. The characteristics of this type of online loan are that it is easy to apply for and fast to receive money, which can greatly ease the problem of enterprises. The problem of lack of funds.

Weiyedai: A relatively popular pure online business loan. The disbursement speed is very fast. No mortgage or pledge is required. The limit can be released immediately. The funds can be transferred to the account within a few minutes. Interest is calculated on a daily basis. , borrow and return anytime.

Online merchant loan: A large-amount operating loan under Alipay. Online merchant loan includes loan products such as Ali credit loan, online merchant loan, Tmall credit loan, Taobao credit loan, etc.

2. Precautions for corporate loans

1. Try to choose loans from bank financial institutions, which are more formal and safe and will not be deceived.

2. When signing a company loan contract, you must carefully read the specific terms and clarify the amount, interest rate, term, repayment method, liquidated damages, etc.

3. If you choose a mortgage or mortgage, the bank will usually entrust a professional third-party appraisal company to evaluate the collateral or pledge, and the borrower must bear the costs incurred.

What are the conditions for a credit loan from Cangzhou Bank?

Cangzhou Bank is a joint-stock commercial bank jointly established by 8 legal entities including the Cangzhou Municipal Finance Bureau and 481 natural persons. Cangzhou Bank has also launched a lot of credit loans. Many people want to apply for Cangzhou Bank credit loans. So what are the conditions for Cangzhou Bank credit loans?

1. The applicant is between 22 and 60 years old and has full capacity for civil conduct.

2. The applicant has opened a personal account at Cangzhou Bank and has certain assets.

3. The applicant has a stable income and the ability to repay the loan.

4. The applicant’s credit report is good and there are no late or other bad records.

Cangzhou Bank’s credit loan conditions are relatively simple. Applicants who meet the above conditions can apply directly in Cangzhou Bank’s online banking or Cangzhou Bank’s mobile banking

Does Cangzhou Financial Services Platform provide loans?

Yes. Cangzhou Financial Service Platform is for loans, mainly to effectively solve the problems of difficult and expensive financing for small and medium-sized enterprises. To this end, Cangzhou City Financial Holdings Co., Ltd. has created a smart financial service platform for small and medium-sized enterprises in Cangzhou City.

Are there private loans in Cangzhou, Hebei?

Yes. In Cangzhou, Hebei, private loans are open to meet people's needs for borrowing money. Hebei Province, referred to as "Hebei", with the provincial capital Shijiazhuang, is one of the birthplaces of the Chinese nation. During the Warring States Period, most of Hebei belonged to the Zhao and Yan states, so Hebei was also called the land of Yan and Zhao.