There is a car loan outstanding. 526 1 is theoretically 4 102. You can borrow 1653 to buy a house. However, whether the loan can be granted or not depends on the borrower's actual answer. It depends on what kind of loan the applicant wants to apply for, how many loans to apply for and how long the loan application period is. If the applicant's personal qualifications are not bad, he can get a loan.

Second, buy a car by stages, can't you buy a house first and then return it?

I just experienced this thing these days. Whether I can buy a house with a car loan is not absolute. It depends! Buying a house in full, or buying a house with provident fund, does not involve commercial loans, has no impact at all, and can be purchased normally; If it is a commercial loan to buy a house, it depends on your personal repayment ability. The bank will look at your credit information and the loan situation under your name, and give you an account in combination with the mortgage amount and income you applied for. Generally, it depends on whether half of your income (if both husband and wife buy it, it depends on half of your total income) is enough to bear all the loans under your name. If it is enough, it is generally no problem. If not, you have to pay back some loans, such as your car.

Third, the car loan has not been returned. Can I buy a house with a bank loan?

In theory, if the car loan has not been paid off, you can borrow money to buy a house. However, whether the loan can be granted or not depends on the actual situation of the lender. It depends on what kind of loan the applicant wants to apply for, how many loans to apply for and how long the loan application period is. If the applicant's personal qualifications are not bad, he can get a loan.

4. Can I borrow money to buy a house if the loan for buying a car has not been paid off?

Just meet the conditions for buying a car with a loan.

Property ownership certificate or homestead certificate (purchase contract and invoice)

I and my spouse's ID card/household registration book/driver's license

Marriage certificate (marriage certificate/divorce certificate/divorce agreement)

Proof of income of my spouse and me.

People from other places need temporary residence permits.

Water/electricity/gas/property payment documents or proof of residence in the last three months.

Bank passbook or certificate of deposit/stock/fund/national debt/insurance and other property certificates.