Agricultural Bank of China has four days off from New Year's Eve to the third day, four days off from the fourth day to the sixth day, and some business outlets go to work. "There are announcements at the gates of various banks, and citizens can go and have a look." The staff member reminded.
China Merchants Bank is closed on New Year's Eve, the first day and the second day, and closed in turn from the third day, and some business outlets are open normally.
On the first day of the first month (February 16) to the third day (February 18), most banks have a half-day holiday on New Year's Eve, and some banks have a full-day holiday on New Year's Eve. On the third or fourth day, the bank began to operate in turn, and on the seventh day, the bank went to work normally. Announcements will be posted at the door of each bank, which will indicate the business day. On the third day, they will take turns to be on duty, which is also to facilitate the public to handle business.
The arrival time may be slower than usual, and the micropayment system and online payment interbank clearing system may be suspended. During this period, if citizens have inter-bank transfer needs, they can handle it through ATM machines. In addition to ATM self-service, citizens can also choose to handle inter-bank transfers through third-party trading platforms. That is, you can transfer money through Alipay and Tenpay.
Arrival time:
First, the collection card and the transfer-out card belong to the same bank, such as China Construction Bank, which will arrive immediately.
2. The receipt card and the transfer-out card are not the same bank, for example, the transfer-out card is ICBC and the receipt card is Agricultural Bank of China. If the single transfer is less than or equal to 50,000 yuan, it can be received within 20 minutes.
If a single transfer exceeds 50,000 yuan, it cannot be received, and it can only be received after the Spring Festival. Because a single remittance exceeding 50,000 yuan needs to go through the large payment system of the People's Bank of China, the system will not operate during holidays. Therefore, it cannot be received.
note:
The business peak period is around the Spring Festival. In addition, the backstage staff of the bank payment and clearing center are on vacation, and even during the non-stop period, the account may be delayed. Therefore, if the funds are urgently needed, it is recommended not to make inter-bank transfer on 1-2 days before and after the online switching period of the banking system.
The inter-bank transfer business of some banks can generally be completed within 1-2 working days.
Because the Spring Festival is a non-working day, during this period, although the bank will still accept your ordinary inter-bank transfer application and deduct the money from the customer's current account normally, the related business will be postponed until after the holiday, and it is impossible to cancel the transaction in time during the Spring Festival to return the customer's funds. Customers in urgent need of funds should not choose the normal mode for inter-bank transfer during this period.