Employees can borrow money from company accounts if they meet the following requirements. According to the Measures for the Administration of RMB Bank Settlement Accounts, the following funds can be transferred to individual bank settlement accounts:
1, salary and bonus income.
2. Income from labor services such as manuscript fees and performance fees.
3. Principal and income of bonds, futures, trusts and other investments.
4. Income from transfer of personal creditor's rights or property rights.
5. Personal loan transfer.
6. Securities trading settlement funds and futures trading margin.
7. Legacy and donation.
8. Insurance claims, premium refund, etc.
9. Tax refund.
10, sales revenue of agricultural and sideline products and mineral products.
1 1, other legal funds.
Eight situations in which the distinction between public and private is allowed.
1. Case 1: A limited company transfers 600,000 yuan from the company account to each employee's personal card one by one through the bank on the monthly salary payment date, and a limited company has fulfilled the obligation of withholding and remitting according to law.
Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
2. Case 2: Party A belongs to a sole proprietorship enterprise, and pays the profits after deducting expenses and paying off business income to the person in charge of the sole proprietorship enterprise on a regular basis through the company account. Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
3. Scenario 3: A limited company pays 60,000 yuan from the company account to the salesman's business trip reserve fund, which will be reimbursed after returning from the business trip, and more refunds will be made.
Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
4. Case 4: A limited company pays 6,543.8+0,000 yuan in the company account to individual shareholders, which is the dividend income after paying 20% dividend.
Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
5. Case 5: A limited company paid a lecture fee of 654.38+10,000 yuan to the teacher through the company account, and transferred it to the teacher's personal card, which is the after-tax remuneration after paying the labor remuneration.
Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
6. Situation 6: A limited company buys a batch of goods from individuals, with an amount of 200,000 yuan, and obtains invoices issued by natural persons in the tax department. A limited company transfers 200,000 yuan of payment to a natural person's personal card through the company account.
Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
7. Situation 7: A limited company transferred RMB 654.38+10,000 to Mr. Liu's personal card through the company account, and the RMB 654.38+10,000 was used to repay the previous loan from the company to the individual.
Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
8. Case 8: Company A credited 80,000 yuan to Wang's personal card through the company account, which was used to pay Wang's liquidated damages and compensation.
Reminder: Gong Hu's money is transferred to private families, which is allowed! Don't worry!
Can employees borrow money from company accounts? The above is a detailed combing and interpretation of the actual business scenarios. The supervision of public accounts is becoming more and more strict, and the focus of tax and other regulatory departments is also on the capital exchange between public accounts and personal accounts. When we deal with related funds and accounts, we must consider possible risks.