The latest purchase restriction policy in Qingdao is: within the urban area, families who are not registered in this city and can provide personal income tax payment certificates or social insurance payment certificates accumulated in this city for 12 months or more in the first two years from the date of application for house purchase are restricted from buying 1 apartment (including newly-built commercial housing and second-hand housing). At the same time, it is stipulated that non-local households who already own 1 or above houses in urban areas, or non-local households who cannot provide personal income tax payment certificates or social insurance payment certificates accumulated in this city for 12 months or more in the first two years from the date of applying for house purchase, are not allowed to buy houses temporarily. Those who pay or reissue the personal income tax payment certificate or social insurance payment certificate will not be recognized.

Legal basis:

Notice of Qingdao Municipal Bureau of Land Resources and Housing Management on Maintaining and Promoting the Stable Operation of the Real Estate Market in Qingdao 1. Within the urban area (Shinan District, Shibei District, Licang District, Laoshan District, Huangdao District, Chengyang District, including High-tech Zone, the same below), the real estate market information of our city (six districts and four cities) can be provided within the first two years from the date of applying for house purchase. The same below) Non-local registered households (family members don't have local household registration, the same below) who have continuously paid personal income tax payment certificate or social insurance payment certificate 1 apartment (including new commercial housing and second-hand housing, the same below); Non-local resident families who already own 1 set or more houses in the urban area, or who can't provide personal income tax payment certificate or social insurance payment certificate accumulated in this city for 12 months or more in the first two years from the date of application for house purchase, are temporarily not allowed to buy houses. Those who pay or reissue the personal income tax payment certificate or social insurance payment certificate will not be recognized. 2. For the first and second applications for housing provident fund loans, the minimum down payment ratio will be raised from 20% to 30% for the purchase of new houses and from 30% to 40% for the purchase of second-hand houses. 3. Through the study of self-discipline mechanism of interest rate, the minimum down payment ratio of commercial loans for buying the first house in cities and towns will be increased from 20% to 30%, and the minimum down payment ratio of commercial loans for buying the second house will be increased from 30% to 40%. Suspension of the issuance of housing loans for households to purchase third and above houses.