It should be paid in full. After a traffic accident, as long as it is a reasonable medical expense, the insurance company should make compensation within the insurance responsibility. However, if the insurance company is required to claim compensation through negotiation, the insurance company will generally ask for a deduction of about 10-20% of the non-medical insurance drug expenses, and will not fully compensate. Compulsory insurance plus commercial insurance. Under normal circumstances, it can be paid. However, it is generally not recommended to take full responsibility for the accident. Advance medical expenses. Because you have no obligation to make an advance payment. If the other party has no money. You can ask the insurance company to pay in advance.

1. Road Traffic Safety Law Article 75 Medical institutions shall promptly rescue the injured in traffic accidents, and shall not delay the treatment because the rescue expenses are not paid in time. If the vehicle involved in the accident participates in compulsory motor vehicle third-party liability insurance, the insurance company shall pay the rescue expenses within the limit of liability; If the rescue expenses exceed the limit of liability, and they do not participate in compulsory motor vehicle third-party liability insurance or escape after the accident, the social assistance fund for road traffic accidents shall advance part or all of the rescue expenses in advance, and the social assistance fund management institution for road traffic accidents shall have the right to recover from the person responsible for the traffic accident.

Second, the compensation items of compulsory insurance include: death and disability compensation, medical expenses compensation and property loss compensation. These three compensation items basically cover all the compensation items that the responsible party should bear in traffic accidents, but compared with general insurance, these three compensation items all have the maximum amount limit. The scope of compensation for compulsory insurance includes:

(a), motor vehicles in road traffic accidents are responsible for the compensation limit 1, death and disability compensation limit; 2, medical expenses compensation limit; 3, property damage compensation limit;

(2), motor vehicles in road traffic accidents without liability compensation limit 1, death and disability compensation limit; 2, medical expenses compensation limit; 3. Limit of compensation for property losses. When the victim intentionally causes the loss of traffic accidents and all the property of the insured and the property on the insured motor vehicle, some cases are not within the scope of compensation and advance payment for compulsory insurance. After the auto insurance is fully purchased, it is recommended that you can choose a driver's accidental injury insurance to supplement it. The auto insurance is to protect the car and not the insured.