Endowment insurance and medical insurance for urban workers are generally called employee social security, urban and rural residents' endowment insurance and medical insurance, and we call it resident social security. As a friend of rural household registration, you can choose whether to apply for employee social security or resident social security according to your actual situation.
Although according to the current situation, you can only get more than 100 yuan a month. But I believe that as long as I keep paying the old-age insurance every year now, with the gradual improvement of the country's old-age pension system, I can still have a living pension after I am 60 years old.
You can let yourself have a commercial pension as a supplement besides the basic pension, and the pension income will be much higher; Similarly, in addition to basic medical insurance reimbursement, you can also enjoy commercial medical insurance reimbursement, which can further reduce personal medical expenses.
First of all, individuals feel that rural hukou can buy employee pension insurance in social security if their economic conditions are slightly affluent or their children are in good condition. Poor conditions can buy old-age insurance for unemployed residents. This payment is low, but the disadvantage is that the treatment in scenic spots is low.
Old-age insurance, especially social old-age insurance, really everyone must have one, which is the basis of insurance. Of course, if your young man retires at the age of 60, you can choose to buy old-age insurance at the age of 45 later, and it will be paid at the age of 60 15 years.
The reason why the payment amount of the new rural cooperative medical system is only 280 yuan every year is that there is a huge subsidy from the state finance. If there is no subsidy, I'm afraid it won't last for 8,800 yuan a year. People should be grateful, and don't think that everything should be the same, and don't look at the mountain as high as the mountain.