First, finance immediately

Immediate Finance is a very popular inclusive finance company in recent years. It has a consumer finance license issued by the China Banking Regulatory Commission, and the loan amount can reach 200,000 yuan.

Second, Haier Finance Hi Pay

Hi Pay is a product of Haier Consumer Finance, which supports consumer installment and credit loans. The application conditions are relatively simple, and it has been welcomed by many lending users. The maximum loan amount is 200,000 yuan, and the minimum credit amount for borrowers with good credit is generally 1 10,000 yuan, which can meet the basic daily borrowing needs.

Third, Zhaolian Finance

Zhaolian Finance is a inclusive finance company established by China Merchants Bank and China Unicom. The loan amount can also reach 200,000 yuan, and there is no need to borrow money to provide mortgage and guarantee.

Fourth, Suning Consumer Finance

Suning Consumer Finance is the inclusive finance company of Suning.cn, a retail giant. It can not only provide cash loans for everyone, but also help everyone to shop in installments.

Five, ant small loans

Ant Small Loan is Alibaba's inclusive finance Company, and its loan products, Huabai and Ant Borrowing, have a very strong influence.

Sixth, pleasant loans

Yirendai is a well-known inclusive finance company, which has been listed in the United States. Pleasant loan can provide you with four loan modes, namely elite mode, provident fund mode, life insurance mode and extreme speed mode.

In fact, inclusive finance does not refer to a comprehensive service platform or a company. Inclusive finance is a financial definition, which refers to providing appropriate and effective financial services to social and economic development classes and groups with financial services standards at the cost of working pressure, focusing on the requirements of fair opportunities and sustainable business norms. Small and medium-sized enterprises, farmers, urban low-and middle-income groups, poor groups, disabled people, the elderly and other special groups are the overall goals of important services in inclusive finance, China.

Although many loan companies have the word "Pratt & Whitney", such as Ping An Pratt & Whitney, PICC Pratt & Whitney, Wanda Pratt & Whitney, etc., whether the ultimate goal of Pratt & Whitney is achieved depends on the actual operation. When applying for loans, users should pay attention to choosing regular licensed institutions and Pratt & Whitney companies with excellent reputation, otherwise they may be cheated.

Key elements of inclusive finance:

First, the service targets are mainly office workers, self-employed, small and medium-sized enterprises, micro-enterprises, farmers, urban low-income people, poor people, disabled people, the elderly, special groups and so on.

Second, there is no need to provide guarantees or collateral, and the application process is fast (generally, bank lending takes more than one month, and inclusive finance lending usually takes 3 to 5 days); Efficient allocation of funds.

Third, inclusive finance exists to meet the financial needs of low-income people and even the poor.