2. The second is the adjustment of the proportion of endowment insurance contributions for individual industrial and commercial households with employees. 202 1, individual industrial and commercial households with employees, the unit payment is increased from 12% to 16%, referring to the employment of enterprises. This also means that the state should unify the employment mode and prevent the inequality of employment nature. After all, individual industrial and commercial households with employees have enjoyed the policy of reducing social insurance premiums by stages this year, while individual industrial and commercial households without employees did not enjoy the reduction when they participated in flexible employment insurance.
3. Third, the endowment insurance is fully realized at the provincial level. The state requires that the endowment insurance should be coordinated at the provincial level before the end of 2020, which mainly refers to the comprehensive coordination of payment information, treatment calculation and social insurance premium collection. In this way, there is basically no need to transfer the endowment insurance in the province, which is convenient for everyone. In addition, the employment system, unemployment insurance system and talent system should be gradually unified to the provincial level, and Shandong Province is upgrading.
4. Fourth, the pension business has fully realized the handling of social security cards. Notice of Ministry of Human Resources and Social Security on Promoting the Application of Social Security Card in Endowment Insurance in an All-round Way (Ministry of Human Resources and Social Security Fa 19) aims to realize pension business and apply for social security card in an all-round way by the end of 2020, which strengthens the application of social security card and facilitates the public.
5. Fifth, the basic pension benefits of the old-age insurance for urban and rural residents have been improved. During the period of 65438+February, many regions issued and implemented the national policy of improving the basic pension benefits for urban and rural residents. The specific adjustment time generally starts from July 2020 1, and Shenzhen directly starts from June 1. The minimum standard of national basic pension is raised in 5 yuan; Shandong Province upgraded 24 yuan to 142 yuan; Fujian upgraded 7 yuan to 130 yuan; Shenzhen increased to 322 yuan (less than 8 years of household registration) and 483 yuan (more than 8 years of household registration).
6. Sixth, in 17, the basic old-age insurance benefits for employees were uniformly improved. According to the provisions of the Social Insurance Law, the state should adjust the basic pension for retirees in a timely manner every year according to the rising prices and the increase of the average social wage. In 20021year, the consumer price index is expected to increase by about 2.7%, and the average social wage will also increase by at least 4%~5%. Therefore, it is expected that pensions will continue to be adjusted this year. However, the growth rate should not be expected to continue to maintain a growth rate of 5%, and it is expected that it will be good to have about 3%.
7. Seventh, outpatient expenses are directly settled across provinces. The National Medical Insurance Bureau and the Ministry of Finance issued the Notice on Promoting the Pilot Work of Inter-provincial Direct Settlement of Outpatient Fees, which has been piloted in the Yangtze River Delta, Beijing-Tianjin-Hebei and Southwest China. It is estimated that the inter-provincial direct settlement of outpatient medical expenses will be initially realized nationwide by the end of 20021.
8. Eighth, social security cards are used in different provinces. It mainly refers to the application, activation, replacement, renewal and temporary loss reporting of social security cards, which can reduce employees' errands by running to other provinces.
9. Ninth, the transfer of unemployment insurance relationship. 20021Complete the transfer of inter-provincial unemployment insurance relations before the end of the year, especially the determination of unemployment treatment standards and the issuance of unemployment benefits.
10, tenth, national endowment insurance. By the end of 2020, the endowment insurance will be fully coordinated at the provincial level. According to the Tenth Five-Year Plan and the long-term goal in 2035, China will also promote the national overall planning of endowment insurance, and completely solve the problems of the same payment base, retirement in different provinces and different pensions. It is expected to start on 202 1. Achieve the goal of national overall planning of basic old-age insurance in 2025.
1 1, eleventh, all social insurance premiums are transferred to taxes. According to national requirements, relevant tasks will be completed by the end of 2020. The tax collection of social insurance premiums will be stricter, and the accounting audit of employers will be more professional. In the future, social insurance premiums can even be levied according to the personal income tax declared by the employer. However, in most areas, social security departments still audit the payment base, and tax departments charge fees according to the audited base.
12, 12th issue, revealing the delayed retirement policy. Similarly, according to the objectives of the Tenth Five-Year Plan and the long-term plan for 2035, the state will gradually postpone the legal retirement age during the Tenth Five-Year Plan period. In fact, the delayed retirement policy has been brewing since 20 12. After more than 8 years of research and discussion, it is expected that the first draft or draft for comments will be issued in 20021year. Delayed retirement, it is expected that the first implementation will be flexible retirement, within a certain range of flexibility, allowing individuals to choose to voluntarily delay retirement. This is also the basic idea of taking small steps and walking slowly, implementing flexibly and strengthening incentives stipulated by the state.