For those users who need to apply for loans and specific purposes, banks generally require users to issue credit reports. Personal credit reports can be directly queried online or printed online. If you need a valid credit report, you need to go to the credit center to print it. I will answer this question in detail from the following points.
1. What is the purpose of the credit report?
Generally speaking, the main purpose of a credit report is to apply for a loan. For those users who need to apply for large loans, users generally need to print a credit report in advance to prove their personal credit, financial status and repayment ability. Users who apply for personal housing loans generally need to print the credit report, and they need to print it in a specific time period, because the credit report has certain timeliness.
Two, Guangzhou Huadu can print the credit report to the Credit Information Center of the People's Bank of China.
As I said above, ordinary banks can't print out credit report. It can only be printed in the credit information center of the local people's bank. There are many ways to print credit reports now. You can handle related business directly at the counter, or you can print by yourself at the counter self-service printer.
Three, the credit report is the necessary material to apply for a loan.
Now is the credit era, and our personal credit will directly affect the difficulty of applying for loans. Banks will require users to print credit reports before approving loans, which is also an important reason for us to maintain good credit. Generally speaking, you only need to bring your ID card to print relevant reports, and the process is very simple. The credit report will reflect a person's basic information, including not only the records of your loan application and inquiry in recent years, but also the records of use and overdue.