Generally speaking, the basic medical insurance premium for employees is generally 8% of the total wages paid by the employer for employees; 2% of the wage income paid by individual employees shall be paid jointly by the work unit and individual employees.

The level of economic development in various regions is unreasonable, and the proportion of individual contributions and unit contributions to employee medical insurance may be adjusted accordingly.

Medical insurance generally refers to the basic medical insurance, through the payment of employers and individuals, the establishment of personal accounts and overall accounts.

Generally, some minor illnesses are reimbursed by personal accounts; Some serious illness reimbursement will use the overall account.

In other words, the insured can be reimbursed within the scope of security and regulations after medical expenses occur.