2. If it has started business, it holds the industrial and commercial business license, tax registration certificate and relevant industry business license issued by the administrative department for industry and commerce; If it is still in preparation, it is necessary to provide relevant business proof.

3 engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule;

4. Good credit standing, law-abiding, no bad credit and debt records, and can provide mortgage, pledge or guarantee recognized by the bank;

Having a fixed residence and business premises in the agency;