Certificate name: Certified Financial Planner, translated as "Certified Financial Planner" in Chinese, abbreviated as CFP.

Organizer: 1985 originated in the United States and has now developed into a global financial planner certification organization. CFP certificate is issued by International Association of Financial Planning (IAFP). China institute of certified financial planners, which was registered in Hongkong by Zheng Huiwen and Liu Ji, organized training in China. At present, sinicization has not been completed. Mainly focusing on the field of wealth management; Exams tend to be theoretical analysis. Exams vary from country to country; At present, China has not been officially introduced, and you must pass AFP before you can take CFP；; The CFP certificate issued by China is in Chinese.

Training: It takes a long time, so it is necessary to have full-time unified training, and the cost is more than 50,000 yuan.

Effectiveness of the certificate: Upon the expiration of the teaching period, after the students take the unified examination, those who pass the examination will get the qualification certificate of China Senior Registered Financial Planner issued by china institute of certified financial planners, which has not been officially recognized.

Examination content: CFP certification includes training, professional examination, professional ethics assessment and other steps. Among them, the professional examination includes six modules: introduction to financial planning, investment planning, insurance planning, tax planning, retirement planning and employee welfare, and advanced financial planning. The examination is very broad, covering more than 100 subjects related to financial planning, tax planning and property planning, and is divided into Chinese and English exams.

Fee: 16600 RMB (including expert training fee, teaching materials, materials fee, examination certification, comprehensive evaluation fee, etc.).

· CFA

Certification body: CFA is the abbreviation of chartered financial Analyst, which is translated into "Chartered Financial Analyst" or "Registered Financial Analyst" in Chinese. Established and managed by American Investment Management and Research Association in 1963.

Courses mainly include: ethics and professional standards, quantitative analysis methods, macro and micro economics, accounting, corporate finance, world financial markets and investment tools, valuation and investment theory, fixed-income securities and their management, equity investment analysis, analysis of other investment tools and portfolio management. Certification includes three levels, and the exam is held once a year in June. Only one level exam can be taken in one year, so it will take at least three years to complete all the three-level exams. On this basis, you need three years' experience in financial institutions or three years' experience as an AIMR member to obtain CFA charter. At the same time, the test requires a high level of English for the candidates, and all the tests are in English, which also involves a large number of personal capital. CFA exam has a large number of questions and a wide range of knowledge. According to statistics, each candidate needs at least 250 hours to prepare for the exam at each level, and non-native English speakers need more preparation time.

Fee: 40,000 yuan (including expert training fee, teaching materials, materials, examination and certification, comprehensive evaluation fee, etc.)

· RFP

Certificate name: Registered Financial Planner, translated into registered financial planners in Chinese, abbreviated as RFP.

Organizer: RFP certificate was issued by China, Hong Kong and registered financial planners Association (RFP-HK) and cooperated with several domestic universities to carry out certification. Introduced to Chinese mainland in 2004, it is one of the most prestigious financial institutions in the world, with more than 60,000 members in the world. It is an exclusive professional certification for corporate financial directors, general managers, chairmen and high-end professionals engaged in financial management, investment and financing, and finance. At present, Chinese examination is adopted in China, and Chinese and English textbooks are uniformly designated; Global unification of certificates. RFP certificate holders can also apply for membership of IFA if they take two more professional courses. In addition, the RFP certification project has been included in the talent shortage project in China, thus greatly enhancing the popularity and recognition of RFP certificates in China.

Effectiveness of the certificate: after the end of the teaching period, students who pass the unified examination will receive the qualification certificate of financial planner issued by the Hong Kong and registered financial planners Association, and different places will recognize each other by means of evaluation.

Examination content: the RFP certification examination includes six parts: financial planning, investment planning, insurance planning, international financial management and taxation, financing planning and financial planning practice, focusing on examining candidates' mastery of financial planning professional knowledge and operational skills.

Cost: about 20,000 RMB.

· AFP

Name of certificate: China Financial Planning Standards Committee has decided to adopt the practice of being a full member of most international CFP organizations and implement a two-level financial planner certification system in China, namely, Associate Financial Planner (hereinafter referred to as AFP) and Certified Financial Planner? , hereinafter referred to as CFP) certification system.

Organizer: International Financial Standards Committee and China Financial Education Development Foundation (which is a non-profit organization) have signed an associate membership agreement, allowing the association to pass the China Financial Planning Standards Council of China (FPSCC) as the sole manager of the institution to carry out the CFPTM qualification certification launched by the association in China. The Financial Management Standards Committee of China Financial Education Development Foundation was established, led by Professor graduate department Liu Hongru, former vice governor of the People's Bank of China, and established and formulated the system and standards of financial planners of the association.

Effectiveness of certificate: AFP training is the first stage of CFP training, and students can obtain the Certificate of Training for Financial Planners after passing the final examination; After completing the AFP training, students can attend the second phase of CFP training, that is, the advanced financial management course. After passing the final examination, students can obtain the Certificate of Training for International Financial Planners and apply for the CFP qualification examination. There is no official written certification.

The course mainly involves mathematical models, western financial management, product development, etc., and the examination is difficult and the operability is not strong. It is understood that ICBC has started the training of financial planners, and conducted professional training of financial planners for the backbone of its wealth management business. Among them, Dongguan Branch sent 60 people to Guangzhou to take the exam, and only two of them passed.

Training cost: 12000 RMB. (Fees include: expert training fees, teaching materials, materials fees, examination and certification)

· FCHFP

Name of certificate: FChFP, whose full name is Fellow, Chartered Financial Practitioner, is certified as a chartered financial planner. It is specially developed by Asia Pacific Financial Service Association (AP FINSA) for employees in the Asia-Pacific region.

Organizer: an insurance organization originated in Malaysia, with the same professional qualifications in eleven member countries and regions of Asia-Pacific Financial Services Association (APLIC) (including: Australia, New Zealand, China, Hong Kong, Japan, Taiwan Province, China, Philippines, Singapore, China, Macau, Malaysia, Thailand and India).

Effectiveness of the certificate: it is mainly promoted in the mainland, and the certificate is available in both Chinese and English.

Training cost: about RMB1.2000 yuan.

· CWM

Certificate name: Chartered Wealth Manager, translated into Chinese as Chartered Wealth Manager, abbreviated as CWM.

Organizer: CWM certificate is issued by American Academy of Financial Management (AAFM). Founded in 1995, the institute specializes in investment planning, asset management, financial management and financial planning. AAFM is the most popular certification institution for financial practitioners in the United States, and currently has more than 50,000 members in 75 countries and regions around the world.

Certificate utility: CWM certificate has considerable authority in the banking sector. According to a survey, among American bank employees, CWM certificate holders have the highest proportion. In addition, the knowledge systems of CWM and CFP are interoperable, and CWM certificate holders can apply for CFP certificates after making up the required courses.

Application conditions: Bachelor degree, working in finance and related fields for 2 years; Have a college degree and have worked in finance and related fields for 5 years. In addition, the above two types of personnel must also have strong listening, speaking, reading and writing skills.

Content: CWM certification is divided into two parts: case defense and closed book. Case defense mainly examines the candidates' ability to solve practical problems in the process of wealth management and their ability to communicate directly with customers. The closed book includes two parts: the foundation of wealth management and the practice of wealth management. There are ***25 topics, all of which are multiple-choice questions. It is bilingual in Chinese and English, and it is used to assess the candidates' mastery and calculation ability of wealth management professional knowledge.