You have to pay taxes when the house is transferred to your parents' name. Because transferring to parents' name is equivalent to transferring to parents. Taxes are required, as follows:

1, deed tax shall be paid at the rate of 2%.

2. Stamp duty shall be paid at the rate of 0.05%.

3. Personal income tax and business tax shall be exempted, and personal income tax and business tax shall be exempted if real estate is donated or acquired by inheritance and bequest between close relatives and people who have the relationship of support and maintenance.

What are the materials required for the transfer of real estate license?

1, real estate transfer registration application form;

2, the applicant's identity certificate;

3. Certificate of real estate rights;

4, the relevant administrative organs of the administrative decision;

5. If the mortgage has been established, a written document agreed by the mortgagee shall be submitted.

Cost standard of house transfer

1, main expenses of inheritance: notarization of inheritance right.

Compared with buying, selling and giving, inheritance transfer has the lowest tax expenditure, because the inherited property has no business tax, individual tax and deed tax. The heir shall notarize the right of inheritance by his will, and change his name to the Housing Authority by the certificate of inheritance.

In practice, because inheritance can only be transferred after the death of the inheritor, there are fewer people in this way. At the same time, the inheritance of real estate needs to meet the following three conditions:

First, there are two forms of real estate inheritance, legal inheritance and testamentary inheritance. Legal succession is the heir of the estate stipulated by law, and testamentary succession must be a notarized will before the death of the estate owner to have legal effect;

Second, the inheritance should be the property owned by the decedent before his death;

Third, because the inheritance is the property and real estate division agreement of all heirs, it needs the consent and signature of each heir to take effect.

2. The main expenses of the gift: individual tax+deed tax+notary fee.

If the transfer is made by gift, there is no business tax. However, because the gift is considered as a donation for free, the recipient needs to pay personal income tax, and at the same time, deed tax and gift notarization fee are also needed, which are much higher than the taxes and fees for the transfer of business. However, for the donated property, the bank will generally assume that the recipient accepts the gift for free, and there is no actual transaction, so the donated house cannot apply for mortgage loan.

3. Main expenses of buying and selling: business tax+individual tax+deed tax.

Calculated in two cases: when the property is five years old and less than five years old, the first one is that the business tax is exempted when the property is five years old, and the individual tax is also exempted, and the deed tax and property right transfer registration fee need to be paid; Second, if the property is less than five years old, it needs to pay business tax and individual tax, and at the same time pay deed tax and property right transfer registration fee. Personal loan experts pointed out that in real estate transfer, buying and selling is the most common, and it is also a more convenient and safe way to operate. However, if the purchase price is relatively low, the difference between the selling price and the purchase price will increase in the future, and more taxes will be paid when selling again.

Legal basis:

Civil Code of the People's Republic of China

Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.

Article 5 of the Provisional Regulations of the People's Republic of China on Property Tax

The following properties are exempt from property tax:

1. Property occupied by state organs, people's organizations and the army;

Two, by the state finance department to allocate funds for the cause of the unit occupied real estate;

Three, religious temples, parks, places of interest for their own use;

Four, all personal non-business real estate;

Five, other real estate tax-free approved by the Ministry of Finance.

Article 6

Except as provided for in Article 5 of these Regulations, if taxpayers have real difficulties in paying taxes, they may be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government to reduce or exempt the property tax on a regular basis.

Article

The property tax is calculated and paid according to the residual value after deducting 10% to 30% from the original value of the property. The specific reduction range shall be stipulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

If there is no original value of the real estate as the basis, it shall be verified by the tax authorities where the real estate is located with reference to similar real estate.

If the real estate is rented, the rental income of the real estate shall be the tax basis of the real estate tax.