For property buyers: increase the withdrawal amount of provident fund and clarify the educational facilities in residential quarters.
Increase the housing provident fund to support the reasonable demand for housing purchase such as the first suite and improved housing, and apply for housing provident fund loans when purchasing second-hand houses, and implement the pre-approval system for second-hand housing loans. Increase the withdrawal amount of housing provident fund deposit employees. If the deposit employees have no housing at the place of work and rent a house for their own occupation, they can apply for withdrawal of housing provident fund once a year, and the annual maximum withdrawal amount will be raised to 1.8 million yuan.
Residential special maintenance funds paid by half. The special maintenance funds for newly-built commercial housing will be paid by half, and the owners who purchase commercial housing should pay them before handling the house delivery procedures.
Accelerate the talent housing project. Encourage the county (city) people's government to purchase and lease the existing commercial housing for talent housing. Support real estate enterprises to build a certain proportion of talent housing in real estate development. Counties (cities) can encourage the purchase of commercial housing by giving a one-time monetary subsidy or the sales price is not higher than 80% of the planned sales price of commercial housing in the same region in principle. Newly purchased commercial housing can only be listed and traded after obtaining the title certificate of immovable property for 2 years.
Encourage foreigners to buy houses. Non-state registered personnel who buy commercial housing in Wenshan Prefecture enjoy the same medical, educational and employment conditions as those registered in Wenshan Prefecture, and enjoy preferential policies such as A-level tourist attractions and transportation within the same jurisdiction.
Encourage residents to buy property parking spaces (garages). Underground property parking spaces (garages) should be uniformly included in the sales table of real estate projects for online signing and filing sales. Encourage real estate development enterprises to pay a one-year property management service fee, etc., and give preferential treatment to residents to buy underground property parking spaces (garages).
Clarify the construction of supporting facilities for education in residential quarters. When transferring land, the supporting educational facilities such as primary and secondary schools and kindergartens should be clearly defined in the transfer conditions, and the compulsory education schools that have passed the completion and acceptance should be used and managed by the county (city) people's government, and the kindergartens should be handed over to the county (city) people's government to hold public kindergartens or entrust them to be inclusive kindergartens. Do not have the conditions to build kindergartens, primary and secondary schools, the development and construction unit shall pay the corresponding construction funds to the county (city) people's government.
Further standardize the real estate sales behavior. Without obtaining the pre-sale permit of commercial housing projects, real estate development enterprises and commercial housing underwriting institutions shall not conduct pre-sale. For the project that has obtained the pre-sale permit of commercial housing, all the funds for pre-sale of commercial housing, such as the down payment, mortgage loan issued by commercial banks and other forms of purchase money, shall be directly deposited into the supervision account. The price of commercial housing shall be clearly marked, and real estate development enterprises shall publicize the housing information at one time within the scope of the pre-sale permit of commercial housing. In principle, the pre-sale (sales) price shall not be lower than or higher than 10% of the price of the publicized housing information. Further standardize the supervision of advertising marketing behavior of real estate development enterprises and commercial housing underwriting institutions, and shall not spread advertising information containing false or misleading content, and shall not deceive or mislead consumers.
Land supply: the deposit for land auction is 20% of the starting price, and the clearance of idle land should be intensified.
Optimize the payment of land transfer price. For the newly transferred land for development and construction, the bid bond shall be determined at 20% of the starting price; The land transfer fee can be paid in two installments, with the first payment of not less than 50% of the land transfer fee within 30 days from the date of signing the contract, and the final payment period shall not exceed one year. During the epidemic period, the payment time of the final payment can be postponed for 60 days within the time limit agreed in the contract, and the liquidated damages and interest are not included during the deferred payment period, and the Certificate of Immovable Property Rights can only be processed after the final payment is paid.
Reasonably determine the scale of land use. Counties (cities) should strictly implement the "net land" transfer requirements, improve the public facilities and infrastructure construction, and dynamically and reasonably arrange the planning indicators and supply timing of residential land according to the digestion cycle of commercial housing inventory to maintain the overall balance between supply and demand. If the inventory digestion cycle is less than 6 months, the land supply will be significantly increased and accelerated; In 6-12 months, increase land supply; In12-18 months, maintain the level of land supply; In18-36 months, the land supply will be appropriately reduced; In more than 36 months, the land supply will be suspended or restricted.
Appropriately reduce the proportion of commercial and residential. Comprehensive urban regional development, commercial housing inventory and other factors, reasonably determine the annual commercial land supply scale, and scientifically adjust the pace of land supply. Counties (cities) whose commercial and commercial buildings have been demolished for more than 36 months may suspend the supply of commercial and commercial land on the premise of not affecting the disposal of the approved but unused land. The commercial-residential ratio of mixed land can be set flexibly, and the commercial ratio can be reduced appropriately when it is in line with the regulatory detailed planning. In the case of market demand, the local government can study and determine the supply of commercial and commercial land according to the supporting status of commercial and commercial houses in the area.
Increase efforts to clean up idle land. The natural resources department shall identify idle land according to the Measures for Disposal of Idle Land, and start the procedures for identifying idle land according to law. The natural resources department shall issue the Decision on Collecting Idle Land Fee to the payer and other documents, and push the information about the fee source to the tax department. The payer shall report and pay to the tax authorities on the basis of the Decision on the Collection of Idle Land Fees.
Relax the pre-sale of commercial housing and reasonably determine the supervision quota.
Appropriately relax the approval conditions for the pre-sale permit of commercial housing. According to the pre-sale of commercial housing, the investment in development and construction has reached more than 25% of the total investment in engineering construction, and the progress of building image of seven floors and below (with basement) has reached plus or minus zero, and the progress of building image of seven floors and below (without basement) has reached the ground floor; If the progress of building image above seven floors (without basement) reaches three floors above ground, and the progress of building image above seven floors (with basement) reaches two floors above ground, you can apply for the pre-sale permit of commercial housing. Pre-audit system shall be implemented for the pre-sale permit of commercial housing. If all the requirements are complete, it shall be approved and issued within 1 working day.
Manage and use the pre-sale funds of live commercial housing, and reasonably determine the supervision quota. The funds within the supervision quota shall ensure that the project is completed and delivered. Commercial banks shall not deduct the funds without authorization. Real estate development enterprises that set up subsidiaries and group companies shall not transfer the funds. The funds within the supervision quota shall be allocated according to the construction progress node, and the funds beyond the supervision quota may be extracted and used by real estate development enterprises. When the people's court takes measures to preserve and execute the pre-sale fund supervision account, it should effectively avoid that the construction unit's project progress payment cannot be allocated in place because of the people's court's preservation and execution of the funds in the pre-sale fund supervision account, and the construction of commercial housing projects will stop, which will affect the completion and delivery of the project and damage the legitimate rights and interests of the majority of buyers. Except for creditor's rights cases such as construction progress payment, materials payment and equipment payment arising from the construction of the project, the people's court shall not take deduction measures before the commercial housing project completes the first registration of housing ownership. The funds in the supervision account that have been frozen by the people's court can be used to pay for the project construction after being examined and approved by the Housing and Urban-Rural Development Bureau of the county (city) where the project is located.
Deferred payment of supporting fees for urban infrastructure, and implemented the national policy of deferred tax refund, tax reduction and fee reduction.
Deferred payment of supporting fees for urban infrastructure. When a real estate development enterprise signs a land transfer contract, the natural resources department of each county (city) can simultaneously issue the Construction Land Planning Permit, and the real estate development enterprise does not need to submit an application. The payment of supporting fees for urban infrastructure can be postponed, and the longest payment shall not exceed the pre-sale permit for commercial housing, which shall be paid before the pre-sale permit for commercial housing.
Support the reconstruction of affordable rental housing. Encourage the county (city) people's government with the demand for affordable rental housing to lease the stock of commercial housing and office space and transform it into affordable rental housing. Support real estate enterprises to participate in the construction of affordable rental housing, and incorporate it into the urban affordable rental housing management system, manage it in strict accordance with the relevant policies of affordable rental housing, and enjoy policy support such as land, taxation and finance.
Implement the national policy of deferred tax refund, tax reduction and fee reduction. Affected by the epidemic situation, enterprises have suffered heavy losses, and their normal production and business activities have been greatly affected. If there are indeed special difficulties and they cannot pay taxes on time and meet the conditions stipulated in the tax law, the enterprise shall apply for an extension of tax payment according to law, and the maximum period of extension of tax payment shall not exceed 3 months. Fully support the healthy and stable development of small and micro enterprises, faithfully implement the tax policy of Announcement of Yunnan Provincial Department of Finance and State Taxation Administration of The People's Republic of China Yunnan Provincial Taxation Bureau on Further Implementing the "Six Taxes and Two Fees" Reduction and Exemption Policy for Small and Micro Enterprises (Announcement No.4 in 2022), and proceed from the needs of taxpayers, actively implement the preferential tax reduction and exemption policies for eligible taxpayers such as real estate companies.
Optimize real estate financial services. The staged guarantee deposit agreed between the real estate development enterprise and the financial institution from the date when the purchaser applies for pre-sale mortgage to the date when the real estate is completed and accepted to realize existing mortgage, on the premise of not violating the national policy and the risk management of financial institutions, the loan deposit shall, in principle, not be higher than 3% of the mortgage loan amount of the purchaser. We will implement differentiated housing credit policies, continuously optimize housing financial services, better meet buyers' rigid housing demand and improved housing demand, and increase credit demand support for non-residential commercial housing self-sustaining, leasing and operating enterprises. As the supervision account of commercial housing pre-sale funds, the opening bank should appropriately increase the amount of mortgage loans for supervision projects.
Implement preferential policies for deposit. Bank guarantee can be used instead of supporting facilities deposit, sporadic land integration performance deposit and migrant workers' salary deposit. The wage margin of migrant workers shall be stored in a differentiated way, and the units that have not defaulted on wages within a certain period of time shall be reduced or exempted, and the storage ratio of the units that have defaulted on wages shall be appropriately increased.