Article 18

When applying for opening a general deposit account, depositors shall submit to the bank the certificate of opening an account in basic deposit account, the certificate of opening an account in basic deposit account and the following documents:

(1) When depositors need to borrow money from banks, they shall issue loan contracts. ?

(2) Relevant certificates issued by depositors for other settlement needs.

Article 21

When applying for opening a temporary deposit account, depositors shall submit the following documents to the bank:

(a) temporary institutions, should be issued by the local authorities agreed to set up a temporary agency approval. ?

(two) the construction and installation units in different places shall issue the original business license or the original business license of their subordinate units, and the license or construction and installation contract issued by the construction and installation department. ?

(three) units engaged in temporary business activities in different places shall issue the original business license and the approval letter from the administrative department for industry and commerce of the temporary business place. ?

(four) when verifying the registered capital, the notice of pre-approval of the enterprise name of the administrative department for Industry and Commerce or the approval letter of the relevant department shall be issued. The second and third items of this article shall also issue the account registration certificate of basic deposit account.

Extended data:

According to the Measures for the Administration of RMB Bank Settlement Accounts:

Article 34

The general deposit account is used to handle the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal.

Article 36

Temporary deposit accounts are used to handle the receipt and payment of funds generated by temporary institutions and depositors' temporary business activities. Temporary deposit accounts shall be valid according to the time limit specified in relevant account opening documents or the needs of depositors.

If depositors need to extend the service life of their accounts, they should apply to the opening bank within the validity period, and the opening bank should report to the local branch of the People's Bank of China for approval before going through the extension formalities. The term of validity of a temporary deposit account shall not exceed 2 years. Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management.

Article 37

The temporary deposit account for capital verification of registered capital only receives and does not pay during the capital verification period, and the remitter for capital verification of registered capital shall have the same name as the investor.

Baidu Encyclopedia-Measures for the Administration of RMB Bank Settlement Accounts