Debit cards will enter dormant accounts if they are not used for a long time without punishment. Bank cards are divided into debit cards and credit cards. Long-term non-use will bring different results. 1. If your bank card is used as a credit card, don't ignore it in the future. Credit cards are suitable for our personal credit connection and affect our credit problems, so unused credit cards must be returned to the bank. 2. Debit cards are easier. You don't need to cancel them if you don't want to use them. After a long time, the bank will automatically cancel, which will not affect your personal reputation. But you don't need money to make sure there is no money in it. If you have money, it will be deducted from the annual fee