Rent is income, mortgage is expenditure, and there will be great differences when entering and leaving. If you have a house for rent, the rent can be used to repay the loan. If the house is good and the market is good, you may still make money after paying off the rent. This is called building a house with a house.

Housing loan is any form of housing loan support provided by banks and other financial institutions to buyers, usually with the purchased house as collateral. According to the source of loan funds, it is divided into provident fund loans and commercial loans. According to the repayment method, it can be divided into two types: equal principal and interest repayment method and average capital repayment method. The housing loan interest rate is based on the benchmark interest rate of banks in the same period, and the loan interest rates of different banks have slightly increased.